154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,927 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,780 reviews

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Fetch

27,472 reviews

4.9
Pets Best

14,160 reviews

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Trupanion

63,001 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified April 24, 2024

When I make a claim it is easy and fast.

When I make a claim it is easy and fast.

Insurer: Spot

By: Tammy Zamora

Verified April 24, 2024

Quality Pet Insurance

Solid pet insurance. The claims process has always been easy and claim payments occur quickly with direct deposit into my account. The only thing I would like to see improved is the wellness benefits. It would be great to have a set amount per year that can be used on any wellness services, the exam fee and vaccination benefits don't even cover 1/2 of the out-of-pocket costs while other benefits will never be utilized.

Insurer: Figo

By: EW

Verified April 24, 2024

It was simple to send in my claim and…

It was simple to send in my claim and my reimbursement should be all set by tomorrow

Insurer: Spot

By: David

Verified April 24, 2024

Thanks for help me

Thanks for help me

Insurer: Figo

By: Yi

Verified April 24, 2024

Fast service

Spot is very fast with claim processing.

Insurer: Spot

By: Karen T

April 24, 2024

Avoid Trupanion and similar insurance…

Avoid Trupanion and similar insurance providers. Instead, consider saving the monthly premiums in a high-interest savings account. We regret not doing this ourselves, as we've spent over $15,000 on Trupanion for our three pets, only to find that they didn't cover a recent $3000 procedure due to coinsurance and deductible minimums. My 11-year-old wheaten had several masses removed, each assumed to be a cyst. Despite being part of one procedure, Trupanion treated them as separate issues under their deductible, each with its own coinsurance and deductible prorated across the procedure. Consequently, I was left to cover the entire cost, even though each item was under the deductible threshold. By Trupanion's logic, I should have had 5 separate anesthetic procedures with their own cost structure. If we had saved the amount spent on their policy over time, we would instead have approximately $15,000 in cash in a savings account ($100/mo over 10 years). Pet insurance is a scam built connivingly on the back of your genuine concern for your pet and your own financial risks.

Insurer: Trupanion

By: Bass B

Verified April 23, 2024

Glad I have insurance.

Im sad to have to use/need the insurance. Quick reimbursement. Easy to submit through the app. But so glad I have it.

Insurer: Spot

By: Liana

Verified April 23, 2024

Good service

Good insurance. Quick response. Glad I got it

Insurer: Spot

By: Jc

Verified April 23, 2024

So far all has been great

So far all has been great. No issues inputting request for reimbursement and has been completed promptly.

Insurer: Spot

By: B K Martinez

Verified April 23, 2024

Great customer service and very helpful…

Great customer service and very helpful in explaining plans and coverage.

Insurer: Trupanion

By: Brian J. Rachmaciej

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