154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,046 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,329 reviews

4.9
Healthy Paws

10,791 reviews

4.9
Fetch

27,484 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified May 07, 2024

Quick, Wonderful Service

I filed my claim and got my reimbursement within a week. It went directly into my bank account. It was fantastic. Quick, wonderful service.

Insurer: Embrace

By: Tarre Beach

May 07, 2024

Don’s great customer service

I spoke with Don on a slew of different issues and he was amazing. Not only did he fully understand the questions I was asking (and the “why” as a pet parent), but he also fully comprehended the company’s standpoints and articulated them to me clearly and effectively. On TOP of that, he was friendly, kind, and personable. If there were a few more Dons in the world, it would be a better place. Thanks Don!

Insurer: Fetch

By: Meghan Carroll

Verified May 07, 2024

I have never had pet insurance before…

I have never had pet insurance before and was skeptical if it was worth it or easy to submit a claim. Being an ASPCA Guardian, I decided to enroll my 3 cats in ASPCA pet insurance plan. Been enrolled since 2021, and the first time I had to use it was just recently for 1 of my cats who had Bladder Stones. They were very helpful in filling out the claim form online and the processing time was quick too! Hopefully I will never have to use it for my other 2 cat girls, but if I do, I feel secure knowing ASPCA is there for me.

Insurer: ASPCA

By: Gloria Jean

May 07, 2024

Quick reimbursement

Quick reimbursement, great coverage!

Insurer: Fetch

By: Roy

Verified May 07, 2024

Great

Customer service was wonderful. They were friendly, knowlegeable and courteous. They explained options and were not aggressive. Whole experience was very good.

Insurer: Pumpkin

By: Irving Paulus

Verified May 07, 2024

Had what I was looking for

Had what I was looking for, Reasonable monthly fee, all in all a company I was looking for.

Insurer: Pumpkin

By: Fred

Verified May 07, 2024

My sick cat was able to get the care he needed

Recently my cat got sick and I had very expensive vet bills. Because I had insurance my cat was able to get the care he needed. The online submission portal wasn’t working and took a really long time to fix. Once available, it was very easy to submit my claims with practically no paperwork and no questions asked. I got reimbursed within days of submission, which was great Just upset that I did not enroll in a no maximum plan, but having the insurance helped with his bills immensely. Overall, very pleased with the insurance and would recommend to others.

Insurer: Spot

By: Elisha

Verified May 07, 2024

Thumbs up!

From signing up to making my first claim, ASPCA was friendly and fast! No complaints here!

Insurer: ASPCA

By: Sasha Burgstaler

Verified May 07, 2024

No hassle claim submission and…

No hassle claim submission and reimbursement. Highly recommend this insurance company

Insurer: Embrace

By: Wendy

Verified May 07, 2024

Not happy with Trupanion

Not happy with Trupanion at all. I just got a new dog and decided to try the free one month trial Trupanion offers after my vet check. They took an entire week to get back to me to let me know the pending approval was refused. I don't know why it took a week for them to figure out they were not going to cover me. Their reason was because the itching my dog has is considered a preexisting condition because I brought him in a few days earlier for a dermatitis issue and they say its the same thing. I just got this dog and brought him in for a general wellness check and saw that he had a discolouration on his back leg. He was not itching it or anything, was just something I noticed with his white fur and I had just rescued him from the humane society as he came from a puppy mill. He came to me with this so thought I would bring it up to the vet. Then a few days later, I came back to the vet for recheck to make sure everything is fine and noticed that over the next few days he started scratching his body a lot so I was thinking he had allergies. A totally separate issue. When I tried to use the insurance I was under to get the allergy medication, they took forever to get back to me and then declined so it just feels like they were trying to find any loop hole or reason to not cover me because I was on a free trial and not paying them. I will not be continuing with this insurance as they have lost my trust due to this experience over my trial period.

Insurer: Trupanion Canada

By: Natasha

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