154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,974 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,787 reviews

4.9
Fetch

27,479 reviews

4.9
Pets Best

14,161 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

May 23, 2024

Quick on reimbursing money back

Quick on reimbursing money back. Haven't had no Issues. I've been with pets best for 4 years.

Insurer: Pets Best

By: Lorena M.

Verified May 23, 2024

I did the research and decided to go…

I did the research and decided to go with Pumpkin and could not be happier. Everything from submitting claims to getting reimbursed is super simple and fast. Personally, I think it's the best pet health coverage in terms of providing preventative and accident/illness coverage. It does not provice dental but very few plans do with minimal coverage.

Insurer: Pumpkin

By: CH

May 23, 2024

Do not purchase this insurance

Do not purchase this insurance! I paid for 6-7 months and never got 1 claim paid for. They are a rip off. My personal insurance company whom i insure my cars through has quit selling Embrace Pet Insurance after my experience. I would give them 0 stars if it were possible.

Insurer: Embrace

By: Terry G

Verified May 23, 2024

I am new customer as of November 2023. And attempting to find out if this insurance plan is useful to me or not as I have a healthy three-year-old French bulldog. am currently attempting to submit…

I am currently attempting to submit claims for an ear infection for my pet. I am very poor with the Internet and computer systems. The staff is very kind it’s automated so many times it takes both sides longer to implement what they requesting. Recently I sent a five page, fax of all the medical records that I do have. I think the problem is my doctor did not reply to them in a timely manner or at all. I adopted my pet at the end of 23 and sought insurance at the end of 23 knowing that I would not be eligible for any claims. This year, however I have had a month-long encounter with my veterinarian regarding an ear infection that I believe has been cured. The confusion might be that the insurance company thinks I am claiming allergy medicine however I know that she is not eligible as that was a pre-existing condition. Looking for staff comments everyone has been wonderful. The system just doesn’t always work for older people who don’t have the skills to pull that together.Maddie Baldo/ FP130000239921 I hope this is helpful.

Insurer: Figo

By: Susanne BALDO

May 23, 2024

Thank you to appeals

I would like to share my most recent experience. I have a kitten who got very sick. He was hospitalised for over 2 weeks. Long story short because he was seen within the first five days for diarreah it was pre-existing. Milo ended up with FIP, It wasn’t related to the pre exisiting. Through the appeal process and my veterinarian Trupanion paid a large portion of my bill. I’m very grateful for this. I’ve had Trupanion for 13 years and with 6 animals. They have ALWAYS paid out for me. Thank you Trupanion For reopening the case and paying part of my bill Fondly, Sandra A.

Insurer: Trupanion

By: customersandra

Verified May 23, 2024

Clear communication and quick…

Clear communication and quick resolution. Professional responses and timely updates. The platform was easy to use and there were no surprises. This let me worry about the important things, Picchu.

Insurer: Spot

By: T I

Verified May 23, 2024

Great customer service

Thank you for such a quick turn around. I was surprised how fast our reimbursement came!

Insurer: Embrace

By: Mary Bassett

Verified May 23, 2024

We have been very impressed with…

We have been very impressed with Embrace Pet Insurance. Their mobile site was extremely easy to use and our claim was processed and refunded to our account very quickly. We were glad we had Embrace and it was one less thing to have to worry about while we navigated our dog’s illness.

Insurer: Embrace

By: Trashyyard

Verified May 23, 2024

Thank You, Spot Pet Insurance Family!

It is too easy to file a claim on-line. The turnaround time is quick, and the reimbursement follows the same way! Friendly customer service representatives are always a plus!

Insurer: Spot

By: Kim Miller

Verified May 23, 2024

When I take my dog,"Lily Rose" to the…

When I take my dog,"Lily Rose" to the vet I file Lily's visit within a day or two. You promptly take care of it. You apply it to my deductible. I love the promptness of your company. I have had to call a couple of times and your staff has always been polite, courteous and caring. I am very happy with the service I have experienced. Your company is is tops with me.

Insurer: Pumpkin

By: Jill Hollingsworth

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