154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,974 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,787 reviews

4.9
Fetch

27,479 reviews

4.9
Pets Best

14,161 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

June 02, 2024

Best service

Best service

Insurer: Spot

By: Unsuccessful Person

Verified June 02, 2024

Spot Pet Insurance was new to me and my…

Spot Pet Insurance was new to me and my rescue, Pugsly. After two Emergency Vet visits, I've been reimbursed immediately, no hassle, easy to file a claim and be reimbursed within a day! Direct deposit to the credit card I used is such a relief! Spot Pet Insurance are great business people I would 100% recommend joining Spot Pet, having a stable bill amount is great compared to an unexpected surprise! MK

Insurer: Spot

By: Margaret

June 02, 2024

Highly recommend

Highly recommend! Great customer service, very transparent, fast turn around on claims. They've saved us a lot of money and energy when it comes to doctor/hospital visits. Super grateful for them!

Insurer: Fetch

By: Cecilia Kelley

June 02, 2024

Long term customer can no longer recommend

I have had Figo on my Beagle since 2018. The policy started out at around 600 per year. This year's renewal was an incredible 1600 dollars per year. That is a 166% increase. I used to recommend Figo to everyone all the time because they do pay claims fast and according to their policy but since they switched underwriters their increases have been untenable. I lowered my coverage down to the bare minimum (5k with 80% reimbursement and 500 deductible) in order to make it reasonably affordable at 687 but will cancel when this year is over and switch to Pet's Best which will allow for unlimited coverage, 90% reimbursement and 250 deductible for just 90$ more than I am paying now for very minimal coverage. There is much ado in the pet insurance community about how filing claims doesn't increase your premium. They are right about that, it doesn't, but it isn't really a benefit for those of us with healthy, well-cared for dogs who rarely use the insurance and almost never exceed the deductible amount when they do. I would rather they based the cost of the policy on the claims filed, frankly - at least that way I'd be paying according to my usage. Figo is also one of the rare companies that doesn't offer a discount for those of us in the veterinary field. This is a common discount because most pet insurance companies recognize that dogs owned by veterinary professionals often get huge discounts on care and they receive much more care than the average pet, which warrants a discount because it saves them money.

Insurer: Figo

By: MMSLD

Verified June 02, 2024

It’s been the best decision to have…

It’s been the best decision to have Spot!! So great and easy to use.

Insurer: Spot

By: Zenaida

June 02, 2024

Very easy to use and sign up for

Very easy to use and sign up for. Both our puppies are Fetch babies. Very quick reimbursement.

Insurer: Fetch

By: Elizabeth Page

Verified June 02, 2024

The insurance agent was so pleasant

The insurance agent was so pleasant. He gave me a lot of informative advice about my new fur baby.

Insurer: Trupanion

By: AMBER

June 02, 2024

Pet Plus Us Rocks

It was a stressful time for us as not only did our silly dog accidentally crack his tooth, he was also getting really sick with vomiting and diarrhea. He wouldn't even eat stuff like chicken and ground beef so I was really scared and just wanted him to feel better. Pet Plus Us had our back. The claims process was easy and overall it was just one less thing to worry about.

Insurer: Pets Plus Us

Veterinarian: Maritime Animal Hospital

By: Marcus

Useful
June 02, 2024

Did not disappoint

Our baby girls leg accidentally slipped into a storm drain and fractured 2 bones. We had to go to the emergency vet and let’s just say it’s beyond costly. I was pleasantly surprised when I submitted the initial bill for nearly $1500 to find almost $1100 back in my pocket within 7-10 days. I’ve submitted 2 more bills $150 each and was reimbursed $118 each one week later!!! I’d never be without their insurance…. Thanks ASPCA!

Insurer: ASPCA

By: Christine

Useful
Verified June 02, 2024

Solid download it

Solid download it

Insurer: Spot

By: Anthony Narvaez

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