154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,927 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,780 reviews

4.9
Fetch

27,472 reviews

4.9
Pets Best

14,160 reviews

4.9
Trupanion

63,001 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

June 03, 2024

My dog had emergency with a lot of tests

My dog had emergency, did not understand what he was going through, so we took him to emergency without knowing whether insurance would cover the charges or not, vet assured us that they would be covered, but not sure what trouble we would go through. Submitted over $6000 in claims, reimbursed all my 80% after deductibles without asking a single question about history and charges within a week. We did not have to worry about paying credit card bills.

Insurer: Spot

By: Kavitha

June 03, 2024

Fast and knowledgeable

Fast and knowledgeable

Insurer: Fetch

By: June Vaughn

Verified June 03, 2024

Friendly and efficient

Person I spoke to was friendly and efficient. Had a few times that I couldn’t hear him well due to the phone cutting out or he was moving away from the speaker.

Insurer: Trupanion

By: Lynette

June 03, 2024

Indoor Cat got out and got in a scuffle with an animal

He broke his pelvic and we had lots of bills to try to see if he could get better. ASPCA quickly repaid us. Yeah! He's getting better and we didn't have to put him down.

Insurer: ASPCA

By: M COLLEEN

Useful
June 03, 2024

Price gouging

Had Spot for a year and had zero issues with my cat during that time and they raised my rate by 40% for the second year.

Insurer: Spot

By: GrymeTyme

Verified June 03, 2024

Embrace does a great job!

Embrace does a great job! Very pleased with how my claim was handled. They do a good job of keeping you aware of what stage your claim is in. Processing was relatively quick.

Insurer: Embrace

By: Deborah Esparra

June 03, 2024

embrace seemed like an OK company…

embrace seemed like an OK company although they make you wait for long periods of time while requesting detailed medical records that don't make a lot of sense but when I try to add a third pet to my Policy who is only two years old and has never had any medical problems I had taken him to a veterinarian because he was vomiting which as we know all dogs do at one time or another day then sent me the policy with a pre-existing condition clause that says that if he ever vomited or anything made vomit though there's an underlying condition about vomiting that they would not pay the claims for 18 months or perhaps permanently I decided against this company for that and went back to the akc insurance which does not have any pre-existing condition clause after the waiting period

Insurer: Embrace

By: diana lavery

Verified June 03, 2024

Stephanie was very professional!

Stephanie was kind, patient, very knowledgeable and answered my questions. Very professional!

Insurer: Prudent Pet

By: Dear Customer

June 03, 2024

The service was excellent

The service was excellent. Jania was very helpful

Insurer: Embrace

By: nelia cartagena

June 03, 2024

Fetch insurance has been a lifesaver…

Fetch insurance has been a lifesaver for me! When my dog fell seriously ill, I was overwhelmed with worry and the financial burden of the hefty vet bills. Thankfully, Fetch stepped in and alleviated both my emotional and financial stress. I’m incredibly grateful I chose Fetch insurance when my dogs were puppies. Their affordable coverage has provided me with peace of mind, especially as my dogs have aged and faced health issues.

Insurer: Fetch

By: Mimi Uong

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