210,050+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 210,050 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

210,050 total


Most selected providers in "March, 2026"

This chart shows the distribution of the most selected pet insurance providers in March, 2026.

Providers with highest rating

Embrace

19,746 reviews

4.9
Healthy Paws

11,027 reviews

4.9
Fetch

5,310 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

8,890 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

April 02, 2026

Outstanding service.

Outstanding service.

Insurer: Embrace

By: Ronald Greene

Verified April 02, 2026

easy claim filing

easy claim filing, fast payment

Insurer: MetLife

By: Robert B

Verified April 02, 2026

Submitting a claim has been easy the…

Submitting a claim has been easy the and payment has been prompt.

Insurer: Spot

By: Alexandra Lienau

Verified April 02, 2026

easy process

easy process

Insurer: MetLife

By: Jerry

April 02, 2026

The app is great

The app is easy to use to submit claims. Direct deposit reimbursement takes longer than I think it should. I’m not happy that the appointment charge is not covered if seeing a tech vs an actual vet.

Insurer: Pets Best

By: TRACY WRIGHT

April 02, 2026

Just like any insurance company they…

Just like any insurance company they don’t cover some pre-existing conditions that they actually should cover. Insurance is a scam period, including pet insurance. If your dog has cancer and then you try to get coverage that’s understandable. But if your dog has allergies and the insurance company refuses to cover it just because they’ve gotten an allergy shot before you got the insurance, that’s nonsense.

Insurer: Embrace

By: Shaun Sigmon

April 02, 2026

Pets Best always comes through

Pets Best always comes through! This is my second year with coverage for my dog. The wellness coverage is just what we need, covers the basics for his meds, blood work, tests and office visit. (Thankfully we haven't needed the emergency coverage.) The claim process is easy on the app and on their web site. This time, the reimbursement for heartworm meds was approved in one day! Interface for reimbursement directly to my Care Credit account is seamless. Their rates are competitive, and I like that I can pay quarterly and set it up through Care Credit. I'd highly recommend Pets Best. Well worth it for the peace of mind.

Insurer: Pets Best

By: Geri

Verified April 02, 2026

app is easy to navigate and use

app is easy to navigate and use. Process is simple and clear. And the response is fast. Love it!

Insurer: MetLife

By: Chibi

April 02, 2026

My puppy got an eye injury at the…

My puppy got an eye injury at the groomers, and I had to take him to a 24 hour emergency vet. The bill for his injury was $580 and Trupanion informed me that they would only pay $2 of this amount, which was a shock to me! They deducted $250 that I would need to pay per incident, and they also deducted the examination fee. Considering that I am paying $110 per month for this insurance, I was pretty shocked! I am reconsidering my pet insurance provider. If they are not there for me in an emergency, what is the point?

Insurer: Trupanion

By: Ann Wilson

Verified April 02, 2026

Expedient refunds on claims

Expedient refunds on claims. No hassle on filing. Great service.

Insurer: MetLife

By: customer

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