154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,974 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,787 reviews

4.9
Fetch

27,479 reviews

4.9
Pets Best

14,161 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified June 18, 2024

A Company That Genuinely Cares

Unfortunately, my dog needed to have surgery, recently. I called Healthy Paws ahead of time, and a representative kindly assured me that she didn’t see any problems with the expected claim. She sensed my worry and wished us luck with the surgery. All went well, and I filed the claim on Friday online. By Monday, it was approved, and a day later, the reimbursement was completed. On top of that, they sent a separate caring email asking about my pet's recovery, sending her a hug, wishing her well, and providing contact information should we need anything. Whether that was personally written or autogenerated, a company that prioritizes this gesture is miles ahead of the rest!

Insurer: Healthy Paws

By: Kate R

June 18, 2024

Terrible

Terrible, always asking for more paperwork, never just easy submit a claim and get my money back.

Insurer: Fetch Canada

By: Kyle

Verified June 18, 2024

Worst pet insurance ever

Worst pet insurance ever! Terrible experience with this company.

Insurer: Embrace

By: Mark Folsom

June 18, 2024

How everything works

This is the best one so keep it

Insurer: Fetch Canada

By: Isaiah Louisy

Verified June 18, 2024

Excellent experience

Excellent experience. Quick response time. Compassionate adjusters.

Insurer: Embrace

By: Judith Maves

June 18, 2024

So easy and loving the peace of mind!

So easy and loving the peace of mind! So far I've put in one claim for Fetch Wellness and it was super easy. It was approved and money was reimbursed within a couple days. For the accidental insurance stuff, I was unclear about how to access the telehealth vet visits but I received an email about it today so I'm crystal clear on that now and ready to roll if the need emerges. Insurance can be very intimidating but this is the most clear and transparent experience I've had. I hope insurance companies for humans are taking note! :P

Insurer: Fetch Canada

By: KJ

Verified June 18, 2024

Spot Ins For Heidi Smith

Spot Ins. Does not have the proper information on my web sight, so all info including premium is confusing. First of all my dog Heidi is not a male. Secondly, she will be 7 yrs. old in 2 days. Please put the correct info. especially my premium amount on my web site. Thanks

Insurer: Spot

By: Margaret Smith

June 18, 2024

Great value

Always a great experience with Trupanion. They are very transparent with their "Explanation of Benefits". The claims process is easy. Reimbursement is a snap!

Insurer: Trupanion

By: Melvin Ezaki

June 18, 2024

Easy claim process and high reimbursement

100% 5-star pet insurance! I compared Embrace with many providers for my 8+yr cat. Embrace provided low deductible ($250), high reimbursement rate (90%), and unlimited refunds with the cheapest quote. Not long after I got Embrace, Misty experienced severe dental problems which were later found to be caused by a tumor. She didn't make it but Embrace managed to cover most of the extremely high bills and sent a warm regard. Highly recommend it!

Insurer: Embrace

By: Joyce

Verified June 18, 2024

Submitting a claim is simple

Submitting a claim is simple. Just download Dr. visit receipt including all examinations and test. A week or two later claim reimbursement is automatically deposited into your account. Calls with questions handled kindly and professionally. Coverage plan options very reasonable.

Insurer: Spot

By: Rose Parinas

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