154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,927 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,780 reviews

4.9
Fetch

27,472 reviews

4.9
Pets Best

14,160 reviews

4.9
Trupanion

63,001 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified June 19, 2024

My invoice was approved and refunded…

My invoice was approved and refunded within 3 days.

Insurer: Spot

By: Peter

Verified June 19, 2024

Claims are easy to submit and reviewed…

Claims are easy to submit and reviewed timely!

Insurer: Spot

By: Jasmine Miller

Verified June 19, 2024

I always dread submitting insurance…

I always dread submitting insurance claims, but Spot Pet Insurance makes it so easy! The claims are processed quickly, and any reimbursements are received in a very timely manner. The EOBs are clear and easy to understand. I've been very happy with my Spot Pet Insurance experience.

Insurer: Spot

By: Lisa L.

Verified June 19, 2024

It was easy and convenient

It was easy and convenient. Everything was self explanatory and step by step. They say it takes 2 weeks, but it wasn't near that long. All my friends are wanting this insurance now too.

Insurer: Fetch

By: Carol

Verified June 19, 2024

Spot is super easy to work with and are…

Spot is super easy to work with and are very efficient at processing the claims and issuing out the refund

Insurer: Spot

By: hailie m

Verified June 19, 2024

I have never had pet insurance before…

I have never had pet insurance before because I worked for a veterinarian and I decided to try spot. My dog met his $500 deductible quicker than I had hoped and then needed to have a mass removed from his toe and crypto orchid. Neuter was reimbursed $373 which covered the cost of the for the very rapidly hasslefree definitely recommend.

Insurer: Spot

By: Sandra Wiegman

Verified June 19, 2024

Quick and easy!

Easy to submit the claim and it was processed very quickly! Definitely glad we have this service for our four legged family members

Insurer: Spot

By: Shannon W

June 19, 2024

Bogus claim denile

My dog had to spend 48 hours in an emergency vet due to eating a lot of carprofen (a pain killer) my claim was denied due to a pre-existing condition, a luxating patella (which is asymptomatic) they are saying that if he didn't have this luxating patella he wouldn't have had access to the medication. The shear fact that they are trying to deny the claim for a vet visit that saved his life where they were treating his kidneys, liver and stomach was denied because of an asymptomatic knee cap. The fact they are an insurance company trying their best not to provide the service that I paid for is unethical and they are grasping at strings to try and avoid paying out for his stay

Insurer: Embrace

By: Amanda Kidd

June 19, 2024

Worst pet insurance company

They refused to pay all your claims and find all the excuses to reject. Even with my policy clearly state wellness visit paid $20, but the company will find all excuses not paying. Last year my dog had a surgery, they refused all the claims. Ridiculous! Why do I pay health insurance to cover nothing?

Insurer: Figo

By: Pearl

Useful
Verified June 19, 2024

Good timing and excellent response

A few minutes on hold to reach a representative during lunch time, not bad considering the hour, and then as soon as she picked up she resolved my request to update my new kitten’s name in seconds, very helpful and polite.

Insurer: Embrace

By: C. C.

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