224,745+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 224,745 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

224,745 total


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This chart shows the distribution of the most selected pet insurance providers in June, 2026.

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Verified September 21, 2023

I've been very pleased with Spots Pet…

I've been very pleased with Spots Pet Insurance. They have always paid on a very timely manner. I've never had any issues with any of my claims that I have submitted. Highly recommend Spots Pet insurance to Pet owners!

Insurer: Spot

By: Linda Hatch

Verified September 21, 2023

Great experience

Great experience, just took 3 months too long

Insurer: Embrace

By: Rae Sires

Verified September 21, 2023

Great Service

Quick and accurate response to claims.

Insurer: Spot

By: CM

September 21, 2023

Extremely disappointed in this insurance company.

I've had 3 events over the 8 years of my Shadow's life. I was declined once again after having submitted in June /2023 following a Lyme's infection in my dachshund / beagle cross. I submitted on-line after and uploaded the documents that were requested. Had to contact the vet myself. Now they have just returned to me after all this time to say I am now past the 30 days for completion. I've never missed a payment and put up with multiple increases over the past 7 years. Not happy, when we needed this coverage the most you of no help except to take money from us. I will be cancelling my policy. I hope people reading these reviews do not fall for their fraudulent ways.

Insurer: Pets Plus Us

By: Wendy

Useful
Verified September 21, 2023

Very prompt with reimbursements.

Very prompt with reimbursements.

Insurer: Spot

By: Diane Anderson

Verified September 21, 2023

Great Coverage

Great Coverage, Good Service, Fair pricing !

Insurer: Spot

By: David Jones

Verified September 20, 2023

Helpful and supportive

When I called for help in submitting final bill, the person I spoke to was very helpful, caring and supportive.

Insurer: Spot

By: Kirsten Butala

Verified September 20, 2023

Quick payment!

Spot paid the 80% within 3 days of submitting the invoice. Great service!

Insurer: Spot

By: Laurie Phinney

September 20, 2023

Claims process takes over 4 weeks

Claims process takes over 4 weeks. When talking to customer service reps, they are not able to help or provide any information. In fact, today when I asked about the processing of my claim now that it's been 4 weeks, the customer service agent told me that they are short staffed and that I should apply for a job with them to help with the processing load. Outrageous. I will be filing a complaint with their management. For the ever increasing premiums that I pay (on time, every time) I should not get a rude run around when asking about a 4 week old claim.

Insurer: ASPCA

By: Robyn M

Verified September 20, 2023

Family

SPOT has been very helpful with our 2 claims that we have filed for our princess "LI'I" meaning "little one". Li'i is a rescued mix terrier and has undergone 2 procedures so far. She's a big part of our family and we'll do whatever it takes to make her feel loved. Thank You SPOT for making this happen!

Insurer: Spot

By: Kamaka Ohana

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