154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,927 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,780 reviews

4.9
Fetch

27,472 reviews

4.9
Pets Best

14,160 reviews

4.9
Trupanion

63,001 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified July 20, 2024

So Easy

I am amazed at how easy and convenient Trupanion is. Best investment I've made for my pups and their health. Now, if only my health insurance was this easy.

Insurer: Trupanion

Veterinarian: Ellsworth Family Veterinary Clinic

By: Michelle

Useful
Verified July 20, 2024

They went out over all the information…

They went out over all the information I needed to know. To get the best of the insurance. The process to submit my claim was easy and fast. I received the check in the mail fast.

Insurer: Spot

By: LIZ

July 20, 2024

Mediocre at best.

Mediocre at best.

Insurer: Embrace

By: customer Charles Reynolds

Verified July 20, 2024

Fast effective and efficient

Fast effective and efficient

Insurer: Spot

By: Chloe D

Verified July 19, 2024

Since I just recently signed up I don't…

Since I just recently signed up I don't have anything positive or negative to write. I will say that the process was easy and the benefits sound great the pricing is very affordable, let's just hope that I won't be needing it anytime soon.

Insurer: Prudent Pet

By: Rebecca Pinord

Verified July 19, 2024

I sent a claim in and it stated it…

I sent a claim in and it stated it wasn't a covered service date. Yet, my plan became effective in June and the date of service was 07/12/2024. Still not understanding the claim process. I maybe considered ending this plan since my place of employment just started offering pet insurance.

Insurer: Prudent Pet

By: Jokoria Talton

Verified July 19, 2024

Fast and accurate

Fast turnaround and good service

Insurer: Spot

By: Ashley

July 19, 2024

We first purchased Embrace insurance…

We first purchased Embrace insurance for our Golden Retreiver, Walter at 4 mos. He is now 11. Late last year he was diagnosed with lymphoma. He has been in Chemotherapy. Embrace has paid chemo claims on time. Yet, today we received a notice stating our 2024 policy has “maxed out” and that “there was no need to submit claims until April 2025! The policy year begins and ends in April. There is a $1000 Deductible. There is no conceivable way we “maxed” out our policy. I just tried to call Embrace and received this notice: [Do to extreme weather conditions our employees are having difficulty traveling. Therefore our office is very short staffed. Wait times are at least 1 hour] “Extreme weather” it’s July! Where are these people on the dark side of the moon? If you’re planning on purchasing insurance I would double check this outfit. Something is not kosher!

Insurer: Embrace

By: Noel Anenberg

July 19, 2024

Embrace is not paying for vet visits

I submitted the receipt from our vet visit after my pup was sick three weeks ago. For some reason Embrace wants vet notes from her exam on January 8th. Embrace could not explain why they needed this information. Embrace seems to be doing everything it can not to cover pets and reimburse us.

Insurer: Embrace

By: Valued Norton Customer

July 19, 2024

Complete Intro Information ..

Complete Intro Information ... now I need to see if they under promise and over deliver or ... just the opposite.

Insurer: Embrace

By: Alex

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