154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,974 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,329 reviews

4.9
Healthy Paws

10,791 reviews

4.9
Fetch

27,484 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified July 31, 2024

Super easy and quick

Super easy and quick! Best decision we've made as a pet owner. xo

Insurer: Spot

By: Giselle Johnson

Verified July 31, 2024

Claim processing

Very quick in processing my claim!!

Insurer: Spot

By: Leigh White

Verified July 31, 2024

We had a fantastic experience with Healthy Paws!

We had a fantastic experience with Healthy Paws. Piggy became suddenly paralyzed and needed emergency spinal surgery. This was very stressful and expensive. We submitted our invoice from the hospital and were reimbursed within 2-3 days. Healthy Paws helped turn a horrible incident into a less stressful one with their quick processing time. We would definitely recommend them!!

Insurer: Healthy Paws

By: Channing Reeves

July 31, 2024

The claims process is easy.

The claims process is easy.

Insurer: Embrace

By: Sam Messer

July 31, 2024

Excellent Insurance for my girls

I thoroughly appreciate being afforded the opportunity to have insurance for my girls, Ginny and Molly. Ginny is a user of the insurance so we definitely get our moneys worth. I would highly recommend Embrace to anyone who is able to afford it. Easy claims submissions, easy to read EOBs, and quick claims turnaround.

Insurer: Embrace

By: Tim Boggs

Verified July 31, 2024

Filing the claim was easy and the…

Filing the claim was easy and the communication from SPOT was timely and clear. The claim was processed in a short period of time and the check deposited in my bank account. I highly recommend SPOT Pet Insurance.

Insurer: Spot

By: Norma Hernandez

Verified July 31, 2024

Filing the claim was so easy!

Filing the claim was so easy and it was handled expeditiously and to my satisfaction.

Insurer: Embrace

By: Eileen Stensrud

July 31, 2024

The web site is very user friendly

The web site is very user friendly - unlike so many others! Submitting a claim was so easy. I really appreciate that!

Insurer: Embrace

By: Joanna

Verified July 31, 2024

Being honest

Being honest, I thought the insurance would have covered more. We struggled with our dog as he as a very bad reaction to vaccine shots. We paid the bill upfront and were hopeful we would get it returned for what we pay for insurance. I guess we were lucky he was not in hospital for more than 8 hours.

Insurer: Embrace

By: Mary Grace Mascorro

July 31, 2024

Everything is pre existing

Cancelled the policy after one claim filed. We got the policy for our 9 month old pup. Lucky we had to file a claim in second month and found out that they will claim everything as "pre existing" Example: our pup sneezed in May, normal for dogs. In July he had allergies and we went to the vet for his cold and sneezing. We filed a claim, embrace tells us sneezing is pre existing and will not be covered until the dog is sneezing free for 12 months. in essence I will pay you 12 months or more for nothing. Sneezing is a symptom not a condition. Dogs can sneeze for multiple reasons. Later they sent me a longggg list that in essence says everything is "pre existing" Cancelled them on the spot. Save your money don't fall for their scam.

Insurer: Embrace

By: Ntweat N

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