154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,974 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,787 reviews

4.9
Fetch

27,479 reviews

4.9
Pets Best

14,161 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified August 01, 2024

Excellent customer service!

Received payment for my claim the day after I filed!

Insurer: Embrace

By: Blackwing

Verified August 01, 2024

I recommend this company to all my fur…

I recommend this company to all my fur baby parent friends!

Insurer: Pumpkin

By: Megan Atkins

August 01, 2024

Nothing bad to say

Filing claims is easy. Turn around time has been about 5 weeks for claims. They have not denied any claims which has made navigating our dog’s new health condition so much less stressful.

Insurer: Pets Best

By: Robyn Disler

Verified August 01, 2024

Awesome helpful staff

Awesome helpful staff

Insurer: Pumpkin

By: Joan Schaefer

Verified August 01, 2024

comprehensive

comprehensive, timely, and reliable. I had a claim for my dog only a few weeks after I signed up and I was worried they would try to find a way out of paying the claim but in fact they paid all but $10 and my deductible. Payout was easy, I could track the status of my claim online, submission process was very easy. Overall a painless process.

Insurer: Pumpkin

By: customer

Verified August 01, 2024

Exhausting frustrated but happy in the end

This was my first claim but multiple claims and my experience was exhausting and stressful. Now Embrace does say the first claim is the hardest because of all the medical records they have to acquire from the vets and after the first claim the process is easier. First off my vet was not sending documents embrace needed. Then embrace said they didn't receive documents that I knew they had cause I scanned them. But the main problem was embrace was waiting for papers from a vet my dog never went to located in another state. The main central office must have been located there. This was 3 months of waiting after they received all medical records. I didn't get results until I called them twice and spoke to 3 separate employees at different times. By time I spoke to the last employee I was frustrated and they resolved the issue that day and I received a deposit 3 days later. That employee made me very happy. There is a breakdown with communication that needs to be resolved somehow. Having this insurance has saved me a few thousand dollars and I got the insurance last year.

Insurer: Embrace

By: Robert Greiner

Verified August 01, 2024

Embrace did very well in reimbursing us…

Embrace did very well in reimbursing us fairly quickly. We were notified of approval 10 days after we submitted the claim. We were paid 2 days after approval. My only complaint would be that upon submittal of our claim, there was no updates to its status until the approval 10 days later. Just having it sit there for 10 days without any actions was a bit worrisome.

Insurer: Embrace

By: Ernest Timmie

Verified August 01, 2024

Easy to navigate

Easy to navigate . Quick response.

Insurer: Spot

By: Freddy Hogg

Verified August 01, 2024

NOT happy at all

NOT happy at all. I sent all records to prove that the dental work was current and the still did not pay

Insurer: Embrace

By: Shelia Gadwood

Verified August 01, 2024

Awesome

Always so helpful on the phone and great customer service! Claims are always dealt with quickly.

Insurer: Pumpkin

By: Joanne

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