154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,229 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,311 reviews

4.9
Healthy Paws

10,744 reviews

4.9
Fetch

27,422 reviews

4.9
Trupanion

62,926 reviews

4.8
Nationwide

21,417 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified October 14, 2025

Prompt turnaround on invoices

Prompt turnaround on invoices. Any issues are handled quickly and the staff is very friendly. I recommend this company to anyone looking for pet insurance. Thanks Trupanion.

Insurer: Trupanion

By: John and Dorothy

Verified October 14, 2025

Always timely with payouts.

Always timely with payouts.

Insurer: MetLife

By: Sue

Verified October 14, 2025

You get answers quickly

My questions are always answered and representatives are always very polite and informative

Insurer: Embrace

By: Debbie West

October 14, 2025

Met Life for Cats is total ripoff

I got the accident and injury for all 3 of my cats. You have to fill out the claims yourself with tons of paperwork from the vets. My cat had horrible gums and broken teeth which were never made aware of until I went to the new vet. They are great, put in a claim for 10 teeth being pulled and infected and inflamed gums, claim was denied under pre-existing. $1,900 claim denied. Cancelling today

Insurer: MetLife

Veterinarian: PetVet Wellness Center

By: G

Useful
October 14, 2025

Embrace is a total scam

Embrace is a total scam. You are better off saving the premium money for when your pet needs to see a vet. Despite having received my vet records for the 12 month pre-policy Embrace is still withholding reimbursement for an emergency vet visit due to an insect bite 6 months ago. They are now requesting vet records from 4 years ago so they can keep hunting to try to find that pre-existing condition to get them out of reimbursing me. Beware.

Insurer: Embrace

By: Melissa Mowder

October 14, 2025

First claim

Submitted my first claim with this insurance company and found it to be extremely easy to navigate the system, and the payment was received in a very reasonable timeframe. Could not be happier

Insurer: Pets Best

Veterinarian: DPC Veterinary Hospital

By: Richard

Useful
Verified October 14, 2025

They don't pay! Worst pet insurance ever!

I have been paying monthly for pet insurance and every time I turn in a vet bill, they argue and don't reimburse as they're supposed to. I'm so upset right now because they have been taking my money every month, but they do not reimburse you! My vet has repeatedly sent them everything they needed, and even talked to them on the phone (8 times). They just kept finding every excuse to not pay. I do not recommend them! There's much better pet insurance out there. Met pet insurance, is a joke!! They owe me over $1,600.00.

Insurer: MetLife

By: Traci Laird

Verified October 14, 2025

Claims are processed fairly quickly

Claims are processed fairly quickly

Insurer: MetLife

By: Debbie

October 14, 2025

I got a quick response, but no information.

I got a quick response, but it didn't answer my question. I've asked again twice, but to no avail. ☹️

Insurer: Embrace

By: Kathy Wilson

Verified October 14, 2025

The App is easy to use and allows me to…

The App is easy to use and allows me to submit claims and upload documents without a problem. Communications have always been pleasant, professional and caring. I rest easy knowing my pet’s policy is with MetLife.

Insurer: MetLife

By: Kathy Smolenski

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