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Over 50 percent increase in monthly fee after first year.
January 2024 marked my one year anniversary with Embrace Pet Insurance (signed up in Jan 2023). When I signed my 3 year old dog up for their insurance, they said the annual fee would go up incrementally each year. Well, in January 2024, my monthly fee increased from 49 to 79 dollars (rounded amounts). I called them and of course they blamed inflation, which as Robert Reich points out is actually price gouging. Corporations are blaming inflation to squeeze every penny they can from their customers to line the pockets of shareholders and executive staff. They also rely on vet techs and those with "demonstrated vet experience" rather than actual veterinarians! So they base all their insurance decisions on non-vets, who while may be great vet techs and the like, but they are NOT qualified to be making medical based decisions to inform insurance professionals. So now I am one year invested, but not so much I will be canceling soon, this is a racket, do NOT use Embrace.
Insurer: Embrace
By: Brooke
I have just signed up
I have just signed up, they seem to be on top of things
Insurer: ASPCA
By: Dave Spory
Having insurance for you pets will come in handy!
Easy to navigate, very organized
Insurer: Embrace
By: Jason Reynolds
Skip It
There is vague language in the policy that allow them to deny most claims. They are going to utilize the entirety of your pet’s medical record to find one reason to deny everything. I mean, it makes sense-it’s in the policy and they are a business. I would say it is a scam and a waste of time and money. Not sure if other pet insurers are better, but my advice is to skip Figo. For the price, the chances that you’ll actually get any use out of your coverage is slim to none.
Insurer: Figo
By: Lori Henderson
Lisa Chain was very helpful
Lisa Chain was very helpful, patient and knowledgeable in helping me explore the various insurance options for our beloved toy poodle Magneto Rose Diogi, Maggie. As she ages, like us humans, our rates increase. Lisa took the time to help me understand and find the right combination of coverage and premium to ensure Maggie can still benefit from this great product. Highly recommend Fetch! Capt. Joe Letts
Insurer: Fetch
By: Joe L
Great price/ Great coverage
I have great coverage for my dog at an affordable price
Insurer: ASPCA
By: Kelly Russo
Don't fret, protect your pet
One day, everything was fine. The next, not so much. 7 year old Boxer who's mysterious eye ulcer nearly took her eye. Thanks to Trupanion and Alta Vista Animal Hospital, we left with two eyes, and a happy girl! What could have been an almost 10k in vet bells, became much more affordable. They even paid Alta Vista directly, so I only paid my share. Insurance is expensive but emergency vet bills are worse. No one's better than Trupanion.
Insurer: Trupanion Canada
By: Lydia Periard
I absolutely love having embrace for my…
I absolutely love having embrace for my frenchie, Oliver. Excellent cutler service as fast on processing claims.
Insurer: Embrace
By: Dedra Townsend