154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,927 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,780 reviews

4.9
Fetch

27,472 reviews

4.9
Pets Best

14,160 reviews

4.9
Trupanion

63,001 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

September 12, 2024

5 Stars for Joshua

Joshua S was great - he could tell that I was a little all over the place so he helped me out and explained what was covered, what wasn't covered, and the rates people typically go with. He has a very nice presence over the phone, very calming and happy! Exactly who I want to do business with especially when it comes to my pup. I signed up right after we hung up.

Insurer: Fetch

By: Jamie

September 12, 2024

5 Stars for Joshua

Joshua S was great - he could tell that I was a little all over the place so he helped me out and explained what was covered, what wasn't covered, and the rates people typically go with. He has a very nice presence over the phone, very calming and happy! Exactly who I want to do business with especially when it comes to my pup. I signed up right after we hung up.

Insurer: Fetch

By: Jamie

September 12, 2024

5 Stars for Joshua

Joshua S was great - he could tell that I was a little all over the place so he helped me out and explained what was covered, what wasn't covered, and the rates people typically go with. He has a very nice presence over the phone, very calming and happy! Exactly who I want to do business with especially when it comes to my pup. I signed up right after we hung up.

Insurer: Fetch

By: Jamie

September 12, 2024

5 Stars for Joshua

Joshua S was great - he could tell that I was a little all over the place so he helped me out and explained what was covered, what wasn't covered, and the rates people typically go with. He has a very nice presence over the phone, very calming and happy! Exactly who I want to do business with especially when it comes to my pup. I signed up right after we hung up.

Insurer: Fetch

By: Jamie

September 12, 2024

Very bad customer service and resolve claims

This insurance have very bad service... I wait almost 20 minutes for talk someone in call phone and (my friend have other insurance they resolved his claim in 15 days), I already have 20 days and still wait, the guy from customer service told me minimum 30 days for "maybe" resolve my claim, I send soooo many email from the app and no body answer me back, but they charge on time my monthly payment that is very frustrating!!

Insurer: Embrace

By: KRuiz

September 12, 2024

Highly recommend Healthy Paws!

I have been using Healthy Paws pet insurance for over 2 years(for my 2.5 year old cat), and I highly recommend it as a pet parent. Every claim I've submitted (around five in total) has been processed and approved , usually within a few days. The total claims amount to over $16,000, covering various events including surgery, ER visits, and other unexpected incidents. What initially drew me to Healthy Paws was the thorough research conducted by my workplace's pet parent community. They evaluated almost every pet insurance company out there, and Healthy Paws came out at the top in all aspects. Unfortunately, many providers have a high rate of declined claims. Healthy Paws stood out with the lowest number of declined claims among all the companies reviewed.

Insurer: Healthy Paws

Veterinarian: Heart of Chelsea

By: Rajvi

Useful
Verified September 12, 2024

Gonna end up going with another…

Gonna end up going with another insurance. For a 1.4k bill they gave me 178 dollars and than proceeded to bill me and take it back. They claimed it was the deductible but i’ve been paying the insurance for months to get basically nothing. shame. They also didn’t take the money twice on the normal pay date (when i had money in my account) waited till the money for the return was given to than took the money twice. We really need that money because the death of our beloved eldest dog, and Embrace really crapped on us. Go to aspca i can’t believe they did this to us.

Insurer: Embrace

By: Myriam Desravines

Verified September 12, 2024

My dog got bit by another dog in the…

My dog got bit by another dog in the park and I took her to the vet. I submitted the vet invoice through the mobile app portal and about a week later, I was notified that the claim was approved and reimbursement would be mailed to me. I'm very thankful to have Embrace Pet Insurance. Although I've had years where I never filed a claim, it's really helpful to have it when accidents happen. I'm also very happy to see that the claim was quickly approved without any additional followup.

Insurer: Embrace

By: B. YEE

Verified September 12, 2024

I've had embrace insurance since my pet was 3month

I've had embrace insurance since my pet was 3months old ...essentially have paid thousands of dollars over the last 14 years....i tried to file a claim early on and was quickly told that wasn't included.... i haven't had another claim until now...and i submitted my pets first hospital bill...its still under review... i submitted a lesser vet bill and it was process and only $35 of a $550 bill was paid... im very disappointed with your practices and feel as if ive been paying into a racket!!! so disappointed and would never use u again...and if anyone asked id advise against it as well!!!

Insurer: Embrace

By: Tawana Wess

Verified September 12, 2024

Responsive and Helpful

Embrace was great about responding to claims for my puppy who fortunately seems to be fine now. Uploading vet bills was fast and easy. When I had a question about how to separate wellness charges from medical charges on the same bill, Embrace customer service was very responsive and took care of it for me. I’m happy I chose Embrace.

Insurer: Embrace

By: susan s

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