154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,046 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,329 reviews

4.9
Healthy Paws

10,791 reviews

4.9
Fetch

27,484 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

September 19, 2024

Waste of money

They’ve been happily taking my money for my 8 month old puppy since I got her 4 months ago. I got her a check-up when I got her. When she got an eye-infection they denied my claim because they don’t have medical records from 1 year before I started the plan (before I got her, before she had ever been to a vet). Do not waste your money with Fetch.

Insurer: Fetch Canada

By: Rosie Lines

September 19, 2024

Waste of money

They’ve been happily taking my money for my 8 month old puppy since I got her 4 months ago. I got her a check-up when I got her. When she got an eye-infection they denied my claim because they don’t have medical records from 1 year before I started the plan (before I got her, before she had ever been to a vet). Do not waste your money with Fetch.

Insurer: Fetch Canada

By: Rosie Lines

September 19, 2024

Waste of money

They’ve been happily taking my money for my 8 month old puppy since I got her 4 months ago. I got her a check-up when I got her. When she got an eye-infection they denied my claim because they don’t have medical records from 1 year before I started the plan (before I got her, before she had ever been to a vet). Do not waste your money with Fetch.

Insurer: Fetch Canada

By: Rosie Lines

September 19, 2024

I've had ASPCA pet insurance since my…

I've had ASPCA pet insurance since my dog, of 4 1/2 years old, was a puppy. Being a lab, i got the insurance because of their notoriety of eating everything. Little did i know that when he was 1 1/2 old he would develop epilepsy. he is on medication 2x a day with 2 different medications and has been doing well on those medications. it can be expensive, but this insurance covers the cost minus 20% after the deductible is made, which is huge. however, since my insurance renewed in august, i am having a problem with submitting claims. it used to be an easy process which involved taking a picture of the receipts and Rx label and submitting. Since the renewal, the claims have been rejected and i've had to resubmit multiple times until it is approved. i'm not sure why or what i need, as i keep submitting the same documents. this process needs more explanation in the response email because if i try to call i get qued into a very long phone wait. more transparency in filing claims would be helpful. if i get a resolution, i will change my rating to 5 stars

Insurer: ASPCA

By: Dede E

Verified September 19, 2024

easy to put in claim

easy to put in claim receive refund less than a week you get back the percentage that you asked of your refund bill was $108 i got back 75 dollars

Insurer: Spot

By: Gabrielle Waits

Verified September 19, 2024

Spot came through!…

Our first experience with Spot was a good one. After taking our dog to the emergency room we submitted the invoice and the medical records and then tracked the progress online using the spot app. They reimbursed us quickly and we couldn't be happier.

Insurer: Spot

By: Mark Manross

September 19, 2024

Excellent Re- Imbursementz

Nationwide is excellent at processing the claims that my Vet submits and getting me paid back within a couple of weeks.

Insurer: Nationwide

Veterinarian: Whippany Veterinary Hospital

By: CECILE

Useful
September 19, 2024

Blessed

Our German Shepherd went in late on a Friday night for emergency surgery. By some miracle he is recovering well. Without insurance for Healthy Paws we would have had no chance but to euthanize him. 4 days later when he was released we filed our claim and was paid 3 days later . I have very happy with our insurance and how it has been well worth the money.

Insurer: Healthy Paws

Veterinarian: University of Tennessee veterinary hospital

By: Michael

Useful
September 19, 2024

Excellent coverage, easy to claim, no hassles and great customer service

I have 2 standard poodles age 9 and 12. Multiple issues over their lives. Many, many claims. Never a hassle, only help. The best investment I’ve ever made.

Insurer: Pets Plus Us

By: Virginia

Useful
September 19, 2024

So Impressive!

WOW! So impressed Healthy Paws is inquiring about my precious Oliver. He is the love of my life & can’t imagine losing him. Seems he never gets a break!! He, so far on chemo, is doing well. We go this Weds for more bldwrk & exam. UCDAVIS has looked everywhere for the main tumor but cannot find it. It’s an aggressive cancer & I’ve asked the vets not to tell me the odds for how long I’ll have him. It’s very sad 😢 The very best thing I’ve done was to put pet insurance on all my cats & now my new puppy. Thank you SO much for the speedy reimbursements. I’ve told so many people about HEALTHY PAWS. I love you guys so much and it warms my heart you asked about him. MUCH APPRECIATED ❣️

Insurer: Healthy Paws

Veterinarian: UC Davis

By: Marcelyn

Useful

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