220,808+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 220,808 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

220,808 total


Most selected providers in "May, 2026"

This chart shows the distribution of the most selected pet insurance providers in May, 2026.

Providers with highest rating

Embrace

19,897 reviews

4.9
Healthy Paws

11,238 reviews

4.9
Fetch

5,663 reviews

4.9
Trupanion

55,033 reviews

4.9
Pets Best

15,108 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified March 30, 2024

Spot insurance saves me alot of money

Spot insurance saves me alot of money, they also have great customer service

Insurer: Spot

By: Candy Molkentin

March 30, 2024

Waste of money, learned the hard way

Asked for the same paper work over and over again. Will do anything not to reimburse you. DO NOT PURCHASE THIS INSURANCE IF YOU EXPECT TO ACTUALLY USE IT.

Insurer: Fetch

By: TammY cates

Verified March 30, 2024

Quick and easy to file a claim

Quick and easy to file a claim. Open communication between myself and Figo, unlike other providers I have had in the past

Insurer: Figo

By: Bruce Repp

Verified March 30, 2024

Great Service and Reimbursement!

We give Spot two paws up! The website made it clear what was needed to file a claim, our claims were processed quickly, and the reimbursement for both an emergency visit and illness visit were fair. We have not experienced this level of service with other pet insurance companies, so we recommend going with Spot!

Insurer: Spot

By: Hannah M

March 30, 2024

Claims frequently not covered when they are supposed to be! Fraud!

I have their horse insurance. They’re AWFUL. July 2023 I had to take my horse to a university hospital after our mobile vet was unable to determine the cause of my horse’s intermittent lameness. In the report from the university, it was only NOTED that navicular was SUSPECTED AND RULED OUT. Because they CLEARLY use a system that only flags for key words, I appealed their refusal to cover my horse’s vet bills. HE BRUISED HIS HEELS IT WAS PROVEN IT WAS NOT NAVICULAR!! I got NO RESPONSE from these id1ots but they raised my rate $20 for the next cycle 🤬 this is absolutely a waste of my money.

Insurer: ASPCA

By: Nicole Paoline

Verified March 30, 2024

The claim process is very easy

The claim process is very easy. Pumpkin always sends email updates and let's me know they received my claim. They promptly process my claims. Whenever I have a question, customer service is very helpful. You get to talk to a real person.!

Insurer: Pumpkin

By: Kristine Hoffman

Verified March 30, 2024

Very conscientious group

Great communication and prompt reimbursement

Insurer: Pumpkin

By: Beth

March 30, 2024

Terrible experience

Terrible experience. My dog had surgery for a spindle cell sarcoma and they declined my claim because she has had 2 small skin tags in the past one resolved without treatment and the other is on her eyelid, very common and has not changed in 3 years. Due to small skin tags they are saying she had a preexisting condition. I am a physician I know this is ridiculous skin tags are common and are totally unrelated to the spindle cell sarcoma that was found and removed within 2 weeks. I am forced to give one star to post that they dont deserve even that.

Insurer: Embrace

By: Helayne Silver

Verified March 30, 2024

Claim Processing

From the time we submitted our claim to when it was processed was very easy and seamless. And the check mailed to us came sooner than the 10 days.

Insurer: Embrace

By: Michael Hori

Verified March 30, 2024

The turn around in claims is amazing

The turn around in claims is amazing, and filling out the forms is easy to understand

Insurer: Spot

By: Diane Clemens

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