154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,679 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,318 reviews

4.9
Healthy Paws

10,767 reviews

4.9
Fetch

27,453 reviews

4.9
Pets Best

14,149 reviews

4.9
Trupanion

62,992 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

December 08, 2025

Healthy Paws is Unethical

They cancelled my policy bc my puppy was sick, then blamed the cancellation on me “missing payment”. Ive written back to Healthy Paws explaining to them thats simply false and negligent on their part. I could care less they dropped me but lying on a cancellation policy is slander. Buyers beware stay away from these crooks 👆👆👆.

Insurer: Healthy Paws

By: Thomas Sabbio

Verified December 08, 2025

Fast and efficient!

We've always had a good experience with MetLife. Using the app makes it very easy to submit a claim and reimbursement usually comes within a week or two at the most.

Insurer: MetLife

By: Kathleen E.

December 08, 2025

Thank You for Helping Us Care for Alfa

Dear Pets Best Team, I wanted to express my sincere appreciation for your support throughout Alfa’s illness and after his passing. All eligible claims were ultimately honored according to the policy. Although some of them took a little longer to process, I understand that you must complete your due diligence and review before issuing payment. During such a painful and unexpected time, it was a relief to know his care was covered. Thank you for your help, your compassion, and the peace of mind you provided during Alfa’s final days. Warm regards, Marisela Canache

Insurer: Pets Best

Veterinarian: Riverstone Animal Hospital

By: Marisela

Useful
Verified December 08, 2025

Simple @ esy

Simple @ esy

Insurer: MetLife

By: Kimberly

Verified December 08, 2025

Easy Claims

The claims process has been so easy thru the app! I simply snap a picture of the receipts and within 2-3 business days, we have the claim processed and the money back in our pocket. Thank you!

Insurer: MetLife

By: Stephanie

December 08, 2025

Denies claims that should be paid

Don't walk away... RUN AWAY! We had this insurance for over 2 years without needing it. When our cat suddenly got sick, we took her to the vet and submitted our claims. Because she had an UNRELATED bacterial infection at the time we initially signed up for the insurance (correctly not covered at the time because the insurance was new), they have denied all of the ongoing treatment we are now seeking years later for an unrelated, new, chronic condition. Thousands of dollars DOWN THE DRAIN! Tried to call--30+ minute hold time. Sent an email--NO RESPONSE.

Insurer: Pets Best

By: Lydia

Useful
Verified December 08, 2025

the outreaches when there are questions…

the outreaches when there are questions are always answered

Insurer: MetLife

By: customer

December 08, 2025

Nightmare claim process

We adopted a 13 month old cat from a rescue shelter in Oct 2025, established a vet account with an initial exam and then purchased insurance from Spot. In late Nov 2025 we had a return visit to the vet for a minor medical issue. We submitted an online claim, mainly to see how the process worked since the dollar amount was only $81. Well, weeks later we receive an email stating that health records from 1/1/2024 are required. We had sent all records available already during the claim process, and being a rescue, the oldest records were from Sept 2025 when the cat was processed by the rescue center. I called the Spot help line trying to explain that there are no health records prior to being rescued. I was assured that this information would be passed on and the claim would be processed. Several days later we get another email reiterating the requirement for health records from 1/1/2024 to be supplied or the claim would be denied. At this point we cancelled the policy. If health history is required for the first claim, the information required should be part of the policy application not months after paying and discovering that Spot does not know how to process a first claim for a rescue with limited health history.

Insurer: Spot

By: Gb

Useful
December 08, 2025

Spot Pet Insurance offers comprehensive…

Spot Pet Insurance offers comprehensive coverage, easy claims, and excellent customer support. A reliable choice for keeping pets healthy and protected.

Insurer: Spot

By: chemmy K

Verified December 08, 2025

Quick reimbursement services.

Quick reimbursement services.

Insurer: Pumpkin

By: Alexandra

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