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Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

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Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,780 reviews

4.9
Fetch

27,472 reviews

4.9
Pets Best

14,160 reviews

4.9
Trupanion

63,001 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified October 18, 2024

Very easy to in put a claim

Very easy to in put a claim

Insurer: Spot

By: Javier Marin

October 18, 2024

when I called I spoke with someone …

when I called I spoke with someone called Rick, I wanted to know about the claims I have submitted. He told me there was no record of any claims under my name. I know that is not true because Embrace contacted my vet here in Onalaska WI. they needed a copy of her notes from the 30th of September 2024. I have to mail my claims because I do not how to down load on the computer. My name is Gloria Haugen and My dogs name is Missy.

Insurer: Embrace

By: Gloria Haugen

Verified October 18, 2024

Compassionate Service

Submitting claims was very easy and when our dog passed on, cancelling the policy was very easy as well. We were grateful for the compassion and empathy shown towards us.

Insurer: Embrace

By: Jeri

Verified October 18, 2024

Very quick turnaround

Very quick turnaround, happy with my experience!

Insurer: Spot

By: Jessica Estrella

Verified October 18, 2024

This was such a an easy

This was such a an easy, simple process!

Insurer: Spot

By: customer

October 18, 2024

Extremely long wait times to speak to a…

Extremely long wait times to speak to a customer service rep ( up to an hour ). Say they are too busy so they do not answer via chat. Keep getting apologies every week for the delay and nothing changes. Bad communication, because they continue to insist on paperwork that doesn't exist. I have sent them all the info I had and they keep asking for more, which doesn't exist. So far 700$ paid into this with nothing to show for it, but apologies and more apologies. Seriously considering ending this relationship, because the company says they are backed up, yet do not hire staff to make the customer experience more satisfactory. Sorry doesn't really buy you a whole a lot.

Insurer: Pets Best

By: Sky

October 18, 2024

Easy Peasy

Very short wait time to get on the line with a representative. Veronica understood exactly my concerns and she solved all our issues. She was very kind and knowledgeable. 👍👍

Insurer: Embrace

By: Mura

Verified October 18, 2024

Gratitude

We are grateful for the service you perform.....we have had policies for years and prayed we'd never need it. We have done everything in the way of best practices caring for our pets with proper nurishment, exercise and love. However, illness still strikes and it is costly. The stress level is tremendous when a loved one is ill, as we all know. Fetch has our back helping with financial obligations which allows us to sleep a bit better at night . All 3 of our pets have needed Fetch at different times, and now concurrently. I manage the process of online submission of claims fairly well. I am able to trust Fetch with my direct payment method of reimbursement. I do wish for a quicker return time between our submission of a claim and final approval but I do understand each claim requires careful evaluation. From a technological view, in future I see a need for Fetch to figure out how I can submit 2 different invoices I am charged for into one claim for a vet so that it does not invalidate the total cost of 2 or more invoices being submitted. The online system only acknowledges the second invoice instead of adding the 2 invoices together. So when the happened what I did was to explain what is going on with 2 invoice totals in the introductory box where I explain why I am presenting a claim. If you call me maybe I can explain this part better. Again, we are so grateful for your financial support to our 3 therapy fur babies. We were originally recommended by our primary vet office staff friend to use Fetch and recommended which policy to use around 2010 and we are so thankful for that strong a recommendation. I innocently never thought we'd need pet healthcare so badly. It is a hard journey. We pay Fetch premiums and forgo many a vacation or restaurant to pay those premiums because the health of loved ones, human or pet, come first no matter the sacrifice.

Insurer: Fetch

By: Job Seeker

Verified October 18, 2024

Gratitude

We are grateful for the service you perform.....we have had policies for years and prayed we'd never need it. We have done everything in the way of best practices caring for our pets with proper nurishment, exercise and love. However, illness still strikes and it is costly. The stress level is tremendous when a loved one is ill, as we all know. Fetch has our back helping with financial obligations which allows us to sleep a bit better at night . All 3 of our pets have needed Fetch at different times, and now concurrently. I manage the process of online submission of claims fairly well. I am able to trust Fetch with my direct payment method of reimbursement. I do wish for a quicker return time between our submission of a claim and final approval but I do understand each claim requires careful evaluation. From a technological view, in future I see a need for Fetch to figure out how I can submit 2 different invoices I am charged for into one claim for a vet so that it does not invalidate the total cost of 2 or more invoices being submitted. The online system only acknowledges the second invoice instead of adding the 2 invoices together. So when the happened what I did was to explain what is going on with 2 invoice totals in the introductory box where I explain why I am presenting a claim. If you call me maybe I can explain this part better. Again, we are so grateful for your financial support to our 3 therapy fur babies. We were originally recommended by our primary vet office staff friend to use Fetch and recommended which policy to use around 2010 and we are so thankful for that strong a recommendation. I innocently never thought we'd need pet healthcare so badly. It is a hard journey. We pay Fetch premiums and forgo many a vacation or restaurant to pay those premiums because the health of loved ones, human or pet, come first no matter the sacrifice.

Insurer: Fetch

By: Job Seeker

Verified October 18, 2024

Gratitude

We are grateful for the service you perform.....we have had policies for years and prayed we'd never need it. We have done everything in the way of best practices caring for our pets with proper nurishment, exercise and love. However, illness still strikes and it is costly. The stress level is tremendous when a loved one is ill, as we all know. Fetch has our back helping with financial obligations which allows us to sleep a bit better at night . All 3 of our pets have needed Fetch at different times, and now concurrently. I manage the process of online submission of claims fairly well. I am able to trust Fetch with my direct payment method of reimbursement. I do wish for a quicker return time between our submission of a claim and final approval but I do understand each claim requires careful evaluation. From a technological view, in future I see a need for Fetch to figure out how I can submit 2 different invoices I am charged for into one claim for a vet so that it does not invalidate the total cost of 2 or more invoices being submitted. The online system only acknowledges the second invoice instead of adding the 2 invoices together. So when the happened what I did was to explain what is going on with 2 invoice totals in the introductory box where I explain why I am presenting a claim. If you call me maybe I can explain this part better. Again, we are so grateful for your financial support to our 3 therapy fur babies. We were originally recommended by our primary vet office staff friend to use Fetch and recommended which policy to use around 2010 and we are so thankful for that strong a recommendation. I innocently never thought we'd need pet healthcare so badly. It is a hard journey. We pay Fetch premiums and forgo many a vacation or restaurant to pay those premiums because the health of loved ones, human or pet, come first no matter the sacrifice.

Insurer: Fetch

By: Job Seeker

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