224,914+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 224,914 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

224,914 total


Most selected providers in "July, 2026"

This chart shows the distribution of the most selected pet insurance providers in July, 2026.

Providers with highest rating

Embrace

20,008 reviews

4.9
Healthy Paws

11,406 reviews

4.9
Fetch

5,987 reviews

4.9
Trupanion

55,033 reviews

4.9
Pets Best

15,413 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

August 19, 2024

Poor Service

They obviously have issues with paying claims. Delays, delays, delays and then say they get no response from Vet.

Insurer: Pets Best

By: Lou

Useful
August 19, 2024

Customer service

I have found it difficult to get claims processed for multiple reasons. In 2 years time they have paid one claim. Today's customer service representative belittled my veterinarian which upset me. Then she hung up on me. So, on top of a sick pet this was what I had to deal with.

Insurer: Pets Best

By: Lisa

Useful
Verified August 19, 2024

So far it is not level of service I've expected:(

Were at the vet .08.18.24.They did some lab work and prescribed antibiotics for my puppy. I already paid (two payments)twice to this insurance company, we always visited the same clinic ( for vaccinations and everything), which is listed on the Trupanion website one of the clinics they work with. I paid myself all vet bill yesterday (08.18.24), because Trupanion didn't processed the claim, moreover they sent the request to my email to ask about my puppy's medical history. I've sent them an email and contacted the customer support they told me they need more info. I told them we visited ONLY one clinic, but still, my request is not processed. The customer support told me to wait a few days, which is not they advertise on their website and other sources. Not quick at all instead of helping me with paying to the vet fo now I paid to the vet by myself and to these guys. Should I be happy with this level of service ? So far I am very very disappointed 😞

Insurer: Trupanion

By: Olena

Useful
August 19, 2024

I thought health visits and vaccines…

I thought health visits and vaccines are covered but seems not

Insurer: Spot

By: Ehsan

August 19, 2024

Great customer service

Great customer service. Quick response time. Always explains any refund very well.

Insurer: Pets Best

By: Quinn Hamann

August 19, 2024

Don’t fall for it

Don’t fall for it. Unless you insure your oet at birth, be certain that Embrace will comb their history for any and all exclusions. Who knows, maybe they comb the mother’s history too🙄. This is not like the health insurance with which you’re probably familiar. Save your money and just pay the vet bills as they come. You’ll at least save yourself the cost of premiums.

Insurer: Embrace

By: ann

August 19, 2024

Very efficient and easy

Very efficient and easy. All I had to do was choose the diagnose, pet and price. I love simplicity.

Insurer: Embrace

By: Re'Jahnique Matthews

August 19, 2024

I paid over 4K for services and only…

I paid over 4K for services and only received like 500 in pay outs. Not sure if its worth it.

Insurer: Embrace

By: Robert Shelton

August 19, 2024

Spot has been incredibly responsive and…

Spot has been incredibly responsive and quick - exactly what I wanted in an insurance company.

Insurer: Spot

By: Pauline S.

August 19, 2024

Always easy

Always easy, friendly, kind and helpful. Compared to others I’ve researched, they’re the absolute best.

Insurer: Embrace

By: Pam Backofen

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