225,054+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 225,054 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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Embrace is a Scam
I wasn’t going to review Embrace because I just wanted them out of my life but they’ve sent me three emails asking for a review so here it goes. Wish I could give 0 stars and get the money back I gave them to actually pay for my dogs medical bills. This is just a scam. They dont cover anything and want you to pay them more money just to have a “loan” to pay for preventative care (neuter, shots, etc), that you have to pay them back for over monthly installments. DO NOT USE EMBRACE!!! Edit: their reply makes it simple to find preventative care - but that wasn’t the problem, I had to dig deep into the find print to find that neuters is “preventative”. Don’t use these scammers. They don’t care about customers, they’ll find stuff in fine print. Don’t use these losers.
Insurer: Embrace
By: Jeremy Maschino
Filled a small claim for prescription…
Filled a small claim for prescription within the first 3 months and they gave me so many excuses not to approve the claim. Keep your money and stay away from embrace. I could only imagine if my dog was actually injured badly and I had to deal with these people for a claim worth a few thousand. Thankfully I didn’t wait to find out.
Insurer: Embrace
By: Tony
Always an easy process
Always an easy process. Submit the bill and give a brief description and forget it. Reimbursement is in your direct deposit bank account within a week and most times only a few days.
Insurer: Spot
By: Robert Coloutti
Spot Pet Insurance has been so helpful…
Spot Pet Insurance has been so helpful with my cats veterinary needs. It is real easy to use and so far I am very pleased with it.
Insurer: Spot
By: Holly
Very nice customer service
Very nice customer service. Very helpful. Got my claims submitted Very easily and one was paid within 24 hours.
Insurer: Figo
By: Debbie
Spot is quick and easy!
Spot is quick and easy! I was able to process my claim and have it completed within a week. There is nothing complicated about this process. Puts my mind at ease that I can care for my pet and not worry that I’m losing so much money that I could also use to provide for them just to give them the basic medical care they deserve!
Insurer: Spot
By: Kimberly B
No fuss
No fuss, no mess, completed claims without alot of nonsence proving things.
Insurer: Fetch
By: Judy
I called customer service to make a…
I called customer service to make a change to my account and it could not have been any easier! Changes were made immediately!! Well done Embrace customer service team!
Insurer: Embrace
By: Johanna
Do not recommend
The turn around time for claims to be processed is absolutely terrible. I have mutiple dogs and they just denied a claim that was covered for my other dog. The claim team is very inconsistent. If I didn’t have pre-existing conditions on my dogs I would drop the company all together.
Insurer: Pets Best
By: Brittany Lenz