224,903+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 224,903 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

224,903 total


Most selected providers in "June, 2026"

This chart shows the distribution of the most selected pet insurance providers in June, 2026.

Providers with highest rating

Embrace

20,005 reviews

4.9
Healthy Paws

11,401 reviews

4.9
Fetch

5,982 reviews

4.9
Trupanion

55,033 reviews

4.9
Pets Best

15,402 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

August 31, 2024

Is Wellness benefit really worth the cost?

Process was completed in timely manor, but I am really debating removing the wellness benefit. The math just doesn't really match up between vet and premium cost v.s. payout.

Insurer: Spot

By: Jason Reed

August 31, 2024

I have a claim but I’m having difficulty filling. I need the reimbursement to be able to may my months bill

I have a claim but I’m having difficulty finding where and how to file a claim. Now my monthly payment is past due and I have no money to pay for it as I was counting on my reimbursement for over $1000 visit to my dogs veterinary. I can make my payment if only I can get reimbursed. But seems like I’ll be dropped by you before I can even file

Insurer: ASPCA

By: Jamie Kidwell

August 31, 2024

Best Ins we have had

Metlife has been by far the best pet insurance we have had. Very prompt with doing claims and payout. The only thing I don't like is the APP you can't see certain things on it but when you call them they answer all your questions and are great. I have 3 dogs on it and another one soon.

Insurer: MetLife

By: Valerie

Useful
August 31, 2024

Hussle free

They make it such a breeze to file claim. I’m glad I joined.

Insurer: Spot

By: Judith Odonnell

August 31, 2024

Embrace Pet Insurance is the Best!

Embrace has always handled my kitties vet bills quickly and the communication is excellent. I would definitely refer pet owners to enroll their fur babies with Embrace. The plans offered are very reasonable and provide great coverage. Keep up the good work!

Insurer: Embrace

By: Paul

August 31, 2024

Shining example of corporate greed

Fetch insurance will interpret their policy to refuse your claims. While I'm sure this does not happen 100% of the time, you do not want to have to fight for coverage when your pet is suffering and need them the most.

Insurer: Fetch Canada

By: Cch

August 31, 2024

No Surprises

Took far less time than Embrace said it may take and they paid my claim. Great to not have to go through a wringer. Submit the vet receipt answer a couple questions and bam money back in my account.

Insurer: Embrace

By: Charles Marshall

August 31, 2024

At first they covered a wellness visit…

At first they covered a wellness visit and some basic shot, then when I went to get him neutered which it said was part of the platinum puppy plan they denied it saying it is not covered and can’t be verified when I submitted the bill. Funny thing is now I can’t view the benefit section anymore like they purposely deleted it or something. Cancel spot!

Insurer: Spot

By: Consumer

August 31, 2024

great customer service

great customer service , Steven went over all of my options and explained what all I was getting.

Insurer: Spot

By: Michelle Comer

August 31, 2024

I should’ve known what they do isn’t…

I should’ve known what they do isn’t help us cover our animals. Their purpose is to find all the ways in which they can deny our claims. Anything will be pre existing to them, and if it wasn’t pre-existing before you got the insurance, when the animal gets injured, they’ll only cover it ONCE and then it becomes pre-existing. Also, they raise their prices every year claiming it’s based on the area where we live. They tried to increase my monthly payment by over 40 dollars. Last thing, they do not cover in Puerto Rico even though it’s a US territory. I do not recommend.

Insurer: Embrace

By: Leslie

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