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Super Easy!
Again, the claim submission process is super easy! My dog underwent TPLO surgery and Embrace is covering 80% of the cost so instead of being out of pocket for $6K, I am only paying $1200 once I meet my deductible.
Insurer: Embrace
By: Lynn Oliver
Reliable, Great Service, Expensive
Customer service is great and I have the coverage that my dogs and cats need. I have filed claims and was reimbursed quickly. My only issue with this company is that they are quite pricey. But, they all seem to be. What's more, some of my cats and one of my dogs are seniors, which boosts the costs substantially. I highly recommend pet insurance and do recommend Embrace. But know that, whoever you go with, it will be expensive. However, if an emergency comes up, it will save you money, and perhaps you cat's or dog's life. You never want to have to make a decision about life-saving surgery or a procedure against the cost if you don't have insurance.
Insurer: Embrace
By: George Sanders
It was easy
It was easy. Just hope it’s not a problem getting my refund back 🥰
Insurer: Embrace
By: Cherlynn Williams
It's decent
It's decent. You gotta mandatorily wellness exam your pet as part & parcel to insurers No Pre-existing Conditions clause, so plan on set up this way: 1) Find a DVMs who waive wellness exam fee secondary to this requirement, 2) carefully review Treatment Plan, 3) initiate Embrace policy with a projected date, 4) schedule preliminary treatments like vaccines, 5) correlate beginning date of policy with wellness check vaccine compliance in rear view. My kitty was current on everything except W.E., so anything that may happen would be legally pushed away from coverage until first a DVM clarifies that no issues exist on start date. Another decency with Embrace, you're allowed full refund while you figure the above terms out for first 15 days.
Insurer: Embrace
By: Will Wilson
Excellent customer service provided by…
Excellent customer service provided by LANI. She was so helpful and very knowledgeable. My experience was so awesome. I love this Pet Insurance. I have two furbabies that deserve the best. Thanks so much for everything.
Insurer: Embrace
By: Guadalupe Higson
This is the worst pet health insurance…
This is the worst pet health insurance I have ever had. Every single time I file a claim, they say it is pre-existing. For instance, my horse had a cut on her butt. She also had a cut on her chest. Neither of these were tracked by a vet ever before the day of treatment. They said that because she had a cut in two places, she was ineligible for coverage.
Insurer: ASPCA
By: O'Reilly Diditt
Classic bait and switch scam
Classic bait and switch scam. I was a long time Trupanion customer and switched to embrace since it was offered thru USAA and offered a better rate. Since I trust USAA, I figured they would only affiliate with another trustworthy company. Here I am at my first policy renewal and they have nearly DOUBLED my premium!! I’ve made no claims. Now I’ll have to go through the work of switching back to Trupanion, hopefully at a decent rate, but certainly higher than if I had stayed with them.
Insurer: Embrace
By: Georgia Smith
The claim process was so simple and easy
The claim process was so simple and easy
Insurer: Spot
By: Robert odgerscustomer
For me you guys are the perfect…
For me you guys are the perfect definition of customer service. You care about our pets and have a strong desire/commitment to helping us through tough situations. We ran into a problem with a claim and you all fixed it the same day. I really appreciate your support and understanding!!! Keep up the outstanding work!!!
Insurer: Embrace
By: Allyn Taylor
We have been very pleased with Fetch…
We have been very pleased with Fetch insurance. They cover both of our Havanese pups and have been very responsive to all of our claims. The payout is about a 2-week process. But they are consistent - no surprises or complications.
Insurer: Fetch
By: Darlene