154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,927 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,787 reviews

4.9
Fetch

27,479 reviews

4.9
Pets Best

14,161 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified October 23, 2024

Very fast and fair claim settlement!

Very fast and fair claim settlement!

Insurer: Embrace

By: Sam Pollard

Verified October 23, 2024

Very efficient

Very efficient. I do have one negative note and that would be that since I rescued and abused dog from Mexico with no medical history, the basic vaccines were mandated before she could be admitted to the hospital for a procedure that she needed for her ears. Those vaccines were not elective and I felt that they should’ve been covered under the procedure that I had to pay for.

Insurer: Spot

By: Diana Aiken

Verified October 23, 2024

You should insure your pet or pets

The policy is affordable and easy to understand. I have had my pets insured for years with Spot. Claims are processed quickly. Customer service is always kind and efficient.

Insurer: Spot

By: Yvonne

October 23, 2024

The Worst insurance company

don’t bother with them. I have had this insurance for 7 years and previously had no issues, but then I got a new puppy in May of 2024. Made sure to get the insurance before I got the puppy and paid extra for the wellness plan they provide to cover her spay, shots, etc. Took my puppy for her shots and puppy check supposedly during the “14 day waiting period” of when the Illness insurance would of started, which I didn’t think would matter, since it was for shots on the already active wellness plan, but now that my sweet puppy needed surgery due to swollen inverted tonsils causing her to randomly choke and have heavy breathing, and the specialist vet stating to do the BOAS surgery at the same time, ASPCA said they wouldn’t cover any of the $5k for the surgery due to it being noted that she is a French bulldog at the first wellness puppy appointment and therefore the vet informing us that this entire breed may need surgery in the future for her breathing and to keep an eye on her as she grows. Seriously bull! I pay over $350 a month to this company and they used a wellness check where the vet is doing their due diligence to inform me of the breed itself against me and my puppy’s unexpected surgery. now I am stuck with this insurance company because anyone else would say anything before now is “pre existing“ and therefore I can’t leave. don’t use this insurance company!!

Insurer: ASPCA

By: Elizabeth

Verified October 23, 2024

My first claim

My first claim was reviewed and processed promptly. The online form made it easy to submit and emails kept me updated on the status of the claim. Knowing how frustrating insurance companies can be to work with, this was a pleasant surprise!

Insurer: ASPCA

By: ElizaR

Verified October 23, 2024

So easy to file a claim on line

So easy to file a claim on line. Fast response. Excellent customer service.

Insurer: Spot

By: customer

Verified October 23, 2024

Excellent Service

The person who helped me out was quick to assist and answer all my questions.

Insurer: Prudent Pet

By: customer

October 23, 2024

Not very happy with Pets Best coverage

Not very happy with Pets Best coverage. I switched from Nationwide Pet unfortunately due to my employer contract changing. The reimbursement is not even as high and I'm finding charges deemed not covered now when they were with Nationwide. I picked the best policy with PB for reimbursement and still only get about 50% of my payment reimbursed back unlike 80-90% with my old policy. Just sad.

Insurer: Pets Best

By: gina

October 23, 2024

amazing customer experience

we have been really happy so far - it’s been 3 years

Insurer: Pets Best

By: sindhu metpalli

October 23, 2024

All of these pet insurance companies are a Scam.

All of these pet insurance companies are scams. They wouldn’t even pay for end of life treatments because my deductible hadn’t been met, after paying premiums monthly for 7 years. You’d be better off just saving money every month.

Insurer: Pets Best

By: Jennie Blaha

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