154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,837 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,322 reviews

4.9
Healthy Paws

10,778 reviews

4.9
Fetch

27,466 reviews

4.9
Pets Best

14,154 reviews

4.9
Trupanion

62,999 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified October 26, 2024

Compensation was quick and uncomplicated

Compensation was quick and uncomplicated

Insurer: Fetch

By: Elizabeth

October 26, 2024

I have no idea if I am getting any…

I have no idea if I am getting any insurance payments. The bills were split-some said none and some listed payments. Guess I will just have to wait. At this point, this insurance isn’t really financially beneficial.

Insurer: Pets Best

By: Judy Aldrich

October 26, 2024

Thankful for Embrace!

Our sweet Rossi, (Shih Tzu), is now 15 years old. We are so pleased with the service we have received as Embrace Pet Insurance customers throughout her lifetime. She has had several serious health issues, (including Cushing’s disease, as well as cancer), and this insurance has made all the difference in our being able to provide her with excellent veterinarian care. Embrace customer service has consistently been of the very highest caliber and I have always received prompt, excellent service from the representatives any time I have needed answers to questions concerning our insurance coverage, etc. In addition to the professionalism, courtesy and knowledge displayed by Embrace employees, the prompt processing of any and all claims I have submitted has been a very positive addition to our experience. It is my pleasure to highly recommend Embrace to anyone who is interested in being able to provide the highest quality care possible for their pets. Pam H.

Insurer: Embrace

By: Pamela Howell

Verified October 26, 2024

A little confusing at first but with helpful staff better experience

We got a response fairly quickly but were not told as t first we needed to fill out paperwork to complete the claim. A supervisor helped us and we were able to receive our claim after that! I wish I remembered her name as she was very helpful and took the time to make sure it was correct for us! Would recommend Spot to people and in fact have done that!

Insurer: Spot

By: Beverly Beaulieu

October 26, 2024

Pet insurance is a scam in the majority of cases

We’ve had our policy for thirteen years on one dog and 8 years on another. With a deductible of $200 per claim and a monthly cost that started at <$100 per animal and has steadily increased to $150 per animal now. So here’s how the numbers stack up: assume a 13 year lifespan per animal @ $300 per month and you’ve spent $46,800 over the course of your policy. This doesn’t include deductibles and other ancillary costs that are invariably not covered. I’m so deep in now with wasting my money that I have to see it through. My recommendation to anyone considering pet insurance: put the equivalent of your policy quote into a TFSA and enjoy a 5% interest return on it through the course of your pet’s life. If you need it, it’s there. If you don’t end up needing it, you have a windfall at the end. Double win. Pet insurance is a scam. Invest in yourself. Wish I took the time to crunch the numbers before getting hoodwinked.

Insurer: Trupanion Canada

By: TR

Verified October 26, 2024

I sent in my claims

I sent in my claims, they acknowledged them through email and within a week they sent the money. I really appreciate Fetch keeping me informed through this whole claim.

Insurer: Fetch

By: LORETTA A. GREEN

Verified October 26, 2024

I sent in my claims

I sent in my claims, they acknowledged them through email and within a week they sent the money. I really appreciate Fetch keeping me informed through this whole claim.

Insurer: Fetch

By: LORETTA A. GREEN

Verified October 26, 2024

I sent in my claims

I sent in my claims, they acknowledged them through email and within a week they sent the money. I really appreciate Fetch keeping me informed through this whole claim.

Insurer: Fetch

By: LORETTA A. GREEN

Verified October 26, 2024

I sent in my claims

I sent in my claims, they acknowledged them through email and within a week they sent the money. I really appreciate Fetch keeping me informed through this whole claim.

Insurer: Fetch

By: LORETTA A. GREEN

Verified October 26, 2024

I sent in my claims

I sent in my claims, they acknowledged them through email and within a week they sent the money. I really appreciate Fetch keeping me informed through this whole claim.

Insurer: Fetch

By: LORETTA A. GREEN

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