225,173+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 225,173 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
225,173 total
What are you looking for?
Most selected providers in "September, 2026"
This chart shows the distribution of the most selected pet insurance providers in September, 2026.
Providers with highest rating
20,009 reviews
11,406 reviews
5,987 reviews
55,033 reviews
15,619 reviews
Category with most reviews
This chart shows the distribution of review categories.
Quick, easy, and worth it!
The claim process was quick. We did a pre certification for our dogs TPLO surgery due to a torn ACL and that only took a couple days to get a response. The actual claim after the procedure was closer to 10 business days but overall with direct deposit set up it was a very smooth process. You don’t quite realize how important your coverage is until you really need to use it! We have had our dog for close to 11 years and this was the first time in all that time we have filed a claim. So glad we have it!
Insurer: Embrace
By: Joshua Welch
Very quick and highly recommend
I highly recommend!
Insurer: Spot
By: Angela McCracken
Filing claims for reimbursement is…
Filing claims for reimbursement is easy. However, getting reimbursed has proved to be difficult. Reps give a canned response and then tell you that you must appeal the claim decision, if you disagree (that can take an additional 30-60 days). What should be applied to your deductible, isn't. I will not be renewing next year when my renewal comes due, I will be looking at better pet insurance options.
Insurer: Spot
By: Catherine
So far so good
So far so good, I have had several claims already and am very happy with response time, very fast.
Insurer: Spot
By: Martha Ciardello
super helpful and empathetic
super helpful and empathetic
Insurer: Pumpkin
By: Nicole Sawaged
Laura was very responsive and…
Laura was very responsive and understood the issues I was having. She acted very quickly and I received a response from claims later in the day. Her demeanor was fantastic as week and you should be very happy that she did a with your company
Insurer: Fetch
By: Ted Lewin
Filing Claims
Filing and submitting claims through Embrace's pet portal is super quick and easy!
Insurer: Embrace
By: Jennifer Duffy
Great service …
Found it very easy to post my invoices to my spot account for reimbursement great service paid back very quickly thank you
Insurer: Spot
By: VINCENT ERCOLINO
Amanda was amazing
Amanda was amazing. She was polite, super knowledgeable, and got the issue resolved. It was a pleasure speaking with Amanda Mello.
Insurer: Fetch
By: Nicole Delman