224,505+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 224,505 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
224,505 total
What are you looking for?
Most selected providers in "June, 2026"
This chart shows the distribution of the most selected pet insurance providers in June, 2026.
Providers with highest rating
19,990 reviews
11,388 reviews
5,948 reviews
55,033 reviews
15,370 reviews
Category with most reviews
This chart shows the distribution of review categories.
Quick & easy
Super quick and easy to send in my claims. I received a response for one claim in less than 24 hours, and a response to another (more in depth) claim within 3 days.
Insurer: Embrace
By: Cameron
AVOID HEALTHY PAWS PET INSURANCE
Whatever you do for your pets in terms of Insurance DO NOT GO WITH HEALTHY PAWS OR CHUBB CORPORATION We have been with Healthy Paws Pet Insurance for years but……………. We’ve been thinking of cancelling the insurance due to their high increases yearly and we almost did cancel it but decided to wait. The HEALTHY PAWS insurance states on their site that you can make changes to the policy on your own, in order to lower the premium by increasing the deductible or changing the amount of coverage. I knew they were going to increase the policy in two months as they do yearly in October as stated in their email to us ….so, in advance of that increase, because of budgets, being that my husband and I are disabled I went ahead and increased the deductible to get a lower premium that we were comfortable with paying for my two fur babies’ pets. A couple of weeks later I get an email saying they were increasing the premiums so I called the HEALTHY PAWS to review the changes I previously made and make sure that the changes to increase the deductible and lower the premium were in effect. I was given misinformation by 2 employees, the first employee stated they were escalating the issue and if I did not hear from them then everything was corrected because there has to be an error on their part because I just made changes to lower the premium and it was not reflecting. I received yet another email about the impending increase so I called again today 10-14-24 and spoke to “CS Julius” no one told me that even though I selected to increase the deductible to lower the premium in advance of the yearly increase in one month, it didn’t matter because the increase was going to go in effect anyway! Who in their right mind would make changes for one month, knowing that the increase in premium will still go in effect? And not only will your premium increase but the change that you made to increase the deductible will continue to roll in with their increase! I asked Julius to speak to a manager, I spoke to a customer liaison (so called manager) named “Angel” in Alabama and after all the back and forth. I was informed that she would advise their managers about the employees that did not provide the correct information and they can get re-educated on this information. She stated she could not change that increase to go back to the payment plan I selected a month earlier. To make matters worse she added that the increase deductible that I selected a month ago to LOWER my premium WILL HOWEVER ROLL OVER to the new policy! So, in essence I HAVE TO PAY MORE WHILE THE POLICY ON BOTH MY FUR BABIES GOES UP AND THEIR DEDUCTIBLE IS HIGH!! They kept the higher deductible I selected last month but they can’t correct the current premium to reflect the payment I selected last month! She tried to tell me that the website when you make changes to the policy it states that they will not honor your choices when the yearly raise starts, she said a “pop up alerts you to this” THIS IS NOT TRUE! This did not happen, no alerts “popped up”! On the basis that this so-called manager named “Angel” could not do anything to correct this issue, or get advice, or try to make an effort to correct this wrong on their part. I decided to cancel both policies! If you have issues with HEALTHY PAWS don’t count on their employees…they’ll give you misinformation and if you speak to a so-called manager like this, they will NOT help you or even seem interested in making things right. That is NOT good business!! Being an advocate in the health care industry for over 35 years, I make sure that I not only speak out on the positives issues but also the negative ones. I told this so-called Manager that I would be writing reviews on this everywhere I could about this situation! Her answer: “Sorry to hear that” She could have asked what can she do to help, but NO she didn’t because she didn’t care. AVOID THIS HEALTHY PAWS PET INSURANCE Company and anything from “The Chubb Corporation” Read reviews for this company from others like negative REVIEWS due to rate hikes and people complaining that their insurance was cancelled after their fur baby was diagnosed with a Degenerative Condition of the spine: Healthy Paws Ridiculous Rate Hikes- Look for Better Pet Insurance Options
Insurer: Healthy Paws
By: G. Alonzo
Don was super helpful with my payment…
Don was super helpful with my payment issue! Fast, efficient, and friendly - thank you!!
Insurer: Fetch
By: Samantha Gilmartin
Anytime I call the staff at Fetch is so…
Anytime I call the staff at Fetch is so helpful & understanding. Thank you for making me feel at peace & always being so helpful. Wish I could give 10 stars!
Insurer: Fetch
By: Ana Escamilla
Very easy to file claims
Very easy to file claims, good customer service!
Insurer: Embrace
By: Diana Flontas
FRIENDLY AND HELPFUL CUSTONER SERVICE
FRIENDLY AND HELPFUL CUSTONER SERVICE
Insurer: Spot
By: Ann Aubrey
Embrace Pet Insurance Company
I can’t begin to say how wonderful Embrace Pet Insurance is for me. Our beautiful pet started having seizures about a year ago and I don’t know what we would have done without Embrace Pet Insurance. The cost in the past year has been unbelievable but Embrace has been amazing. Within a couple of days of filling out a claim Embrace responds and the money is in my account by the next day. I will always recommend this company to anyone. Embrace Pet Insurance Company is by far the best!!
Insurer: Embrace
By: Debra Lazar
I am really upset- I am forced to not…
I am really upset- I am forced to not renew next year. Fetch is increasing my dogs policy premium from around 700 a year to 2300- it puts my monthly cost up to almost 200 a month! I cant afford it. Do not use Fetch the amount has gone up every year. It is not affordable and their claims reimbursement takes longer and longer.
Insurer: Fetch
By: Jamie Johnson
Embrace will always be my go-to pet insurance
I used Embrace for my cat, Lucy, all throughout her life after I adopted her. Embrace was easy to work with for the vet visits here and there and then when Lucy turned 12 she developed terminal lymphoma and this is when I realized it was crucial to have a partner like Embrace there with me. They made it easy to submit and have more expensive chemo visits covered and then unfortunately when Lucy passed, Embrace made it very easy to discontinue service with no penalties and walked me through all next steps. Thank you, Embrace, when I am ready to adopt another cat you will be my first pick!
Insurer: Embrace
By: Brittany Roberts