216,195+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 216,195 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

216,195 total


Most selected providers in "March, 2026"

This chart shows the distribution of the most selected pet insurance providers in March, 2026.

Providers with highest rating

Embrace

19,768 reviews

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Fetch

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Trupanion

55,032 reviews

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Pets Best

8,917 reviews

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Category with most reviews

This chart shows the distribution of review categories.

Verified April 06, 2026

Pumpkin has been beyond extremely…

Pumpkin has been beyond extremely helpful for our family. They’ve covered so many things for us that, without them, would have been very difficult to afford. Most recently, our little girl Brooklynn (Boston Terrier) had to have 12 teeth removed and needed to see a dental specialist. The total cost came out to $5,600, and Pumpkin covered $5,000 of it. Even more impressive, the reimbursement was in our account within just 17 minutes. That level of support and speed is incredible. We’ve told many people about Pumpkin, and I would highly recommend them to anyone looking for reliable pet insurance.

Insurer: Pumpkin

By: Wade Williams

Verified April 06, 2026

Claims

claim was paid lightning fast

Insurer: Trupanion

By: JORDAN C WARD

Verified April 06, 2026

Claim wss reviewed timely and payment…

Claim wss reviewed timely and payment received

Insurer: Spot

By: Carol Ustaszewski

Verified April 06, 2026

Quick reimbursement

I appreciate the simple upload process and the quick reimbursement for my claims.

Insurer: Healthy Paws

By: Audrey W.

Verified April 06, 2026

Good service with Met life!

When I called the girl that helped me was very nice, and when I went on line the claims were easy to put in and they were quick to respond and pay out.

Insurer: MetLife

By: TeresaDebra6 PreveDebra

Verified April 06, 2026

Seemless and quick payment!

I received reimbursement for my claim 5 days after submitting my claim. Not only that, but the process was seemless and paid without hassle. For all the Great Dane/GDV prone breed people out there, there IS coverage that covers LAG/gastropexy procedures (I've had some conversations with people insisting that 'no insurance will cover gastropexies'). THANK YOU, MetLife!

Insurer: MetLife

By: Shannon C.

Verified April 06, 2026

I highly recommend anyone who gets a…

I highly recommend anyone who gets a new dog or cat to use Trupanion. They are quick to respond to any veterinary issues.

Insurer: Trupanion

By: Janice M Panella

April 06, 2026

Affordable, but claims and support are frustrating

I’m sharing my genuine experience with MetLife Pet Insurance based on several years of using the service for my aging cats. The coverage itself is acceptable, and affordability is the main reason I’ve stayed with MetLife as I got it through my work, as it’s one of the few options I could find that fits my budget for older pets. They do allow claims to be submitted despite a pre‑existing condition from many years ago, which I appreciated initially. However, in practice, every claim I’ve submitted has been denied and linked back to that same historical condition, even when my veterinarian has stated the issue is unrelated. This has been a consistent outcome and has made the claims process frustrating. My experience with customer service has also been mixed. When I’ve called to ask questions about claim decisions, I’ve found some representatives difficult to engage with when I asked for clarification. During one call, the interaction felt unprofessional, which added to the frustration. Additionally, the online chat feature has rarely worked for me, limiting support options. Overall, MetLife Pet Insurance provides basic, affordable coverage, which may work for some people, especially those with older pets. That said, based on my experience, responsiveness, professionalism, and claim handling could be improved.

Insurer: MetLife

By: DD

Verified April 06, 2026

easy to do and very informative

easy to do and very informative

Insurer: MetLife

By: Lauren

Verified April 06, 2026

Lifesaving treatment reimbursed with ease

I had a claim from an emergency with my golden retriever. Filing a claim was easy and self-explanatory. Payment was prompt and sent directly to my bank account. When I had questions, friendly customer service agents were easily able to resolve them. Highly recommend Spot Pet Insurance

Insurer: Spot

By: Holly P

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