224,256+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 224,256 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
224,256 total
What are you looking for?
Most selected providers in "June, 2026"
This chart shows the distribution of the most selected pet insurance providers in June, 2026.
Providers with highest rating
19,981 reviews
11,381 reviews
5,931 reviews
55,033 reviews
15,364 reviews
Category with most reviews
This chart shows the distribution of review categories.
Ease of use of the website to download…
Ease of use of the website to download invoices and medical records. In a time when I was so upset about my puppy and thankful I had pet insurance.
Insurer: Fetch
By: ann
Spot insurance reimbursement was fast…
Spot insurance reimbursement was fast and efficient! Worth every dollar.
Insurer: Spot
By: Monica Korba
Horrendous company, AVOID!
A V O I D . Absolute garbage of a company. The amount of scam practices they put into their "services" is beyond me. Their password reset does not work, you're also unable to cancel the insurance from your account - for that you have to find a way to speak with a customer service, which is a journey of it's own. Shady practices, including bot reviews, as others mentioned. Stay away at any cost.
Insurer: Sonnet
By: Jarek Dawidziuk
Worst Pet Insurance
Still the worst possible form of pet insurance ever. Every single claim requires additional documentation and is stretched to longest possible wait for reimbursement. Find another pet insurer if you want to be treated decently. Embrace is just awful. Your reply is all lies. Who wants to wait on hold for an hour? I send an email to claims and am clear that I want to be contacted and get no response. Embrace is one big lie.
Insurer: Embrace
By: KNYC
Best customer service
Megan was wonderful. She listened to my concerns about our policy and assisted making the needed adjustments so that it met all our needs. Her follow-up email was also kind and made me feel a valued client. I wish all my calls to customer service departments were as pleasant.
Insurer: Fetch
By: Laurie Borski
I’ve had a challenging experience
I’ve had a challenging experience with this service, particularly in terms of communication. It’s been difficult to get in touch with them, and despite being very thorough when gathering my dog’s medical history, the approach often feels too rigid and lacks flexibility. Several of my dog’s tests and needs were not covered, even though they were directly related to new symptoms caused by a recent environmental change. I’ve been waiting for over a week for a response to a pre-authorization I submitted. These tests are crucial to identifying the underlying issue and providing the care my dog desperately needs. Without coverage, I am faced with the heartbreaking possibility of having to put her down, as I cannot afford the necessary tests or provide the comfort she deserves without knowing what’s wrong. I hope they can improve their communication and reconsider the scope of their coverage for cases like mine.
Insurer: Embrace
By: Jen
Meh...
The "diagnosis" options are too narrow in scope. There should be more options, or a diagnosis pending or "other" selection to allow for explanations. The distinction between wellness and covered medications is also unfair. At this juncture I would not recommend Embrace to other pet owners. I've paid $75 a month for over a year and the coverage has not been a good return on investment as of yet.
Insurer: Embrace
By: Itty Bitty Pittie Committee
So simple
It was a super easy process and Rebecca was very nice at assisting me!
Insurer: Prudent Pet
By: Nolan
My premium nearly doubled upon renewal
My premium nearly doubled upon renewal. My pets have cost nothing to Embrace and I've been a reliable customer for years. This is a slap to the face and I will cancel my policy.
Insurer: Embrace
By: Pascal Faurie
DO NOT get insurance from this company
DO NOT get insurance from this company. We had a vet bill of over 5k that they denied. We had two separate vet visits a month apart. They "claimed" were related eventhough our pets symptoms were different, and our pet wasn't diagnosed with FIP till the month later visit. This company just does money grabs and no help. Go with another company.
Insurer: Fetch
By: Guadalupe