225,290+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 225,290 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
225,290 total
What are you looking for?
Most selected providers in "October, 2026"
This chart shows the distribution of the most selected pet insurance providers in October, 2026.
Providers with highest rating
20,009 reviews
11,407 reviews
5,988 reviews
59,972 reviews
15,725 reviews
Category with most reviews
This chart shows the distribution of review categories.
Very good insurance for the pet every…
Very good insurance for the pet every good recommended
Insurer: Fetch
By: Shushi
They were there for us when we needed…
They were there for us when we needed it.
Insurer: Spot
By: customer
Unfair pre-existing condition policy
I rescued my senior pup so when I applied I get Embrace all of his vet records from the prior 9 years. They saw that in the past my pup had ear infections so they declared this a pre-existing condition. What is terribly unfair about this is that I’m now addressing his ear infections- they were not addressed prior to me rescuing him- and despite the fact that I’m being a great pet owner, Embrace will not pay any claims that say anything about his ears, allergies, etc. Allergies were not a pre-existing condition however they have decided to lump them together. Any reason not to pay a claim.
Insurer: Embrace
By: Carriann Isman
It’s such a relief to have Fetch
It’s such a relief to have Fetch. Submitting claims is easy and payments are sent quickly. I really like the constant communication from Fetch. I always know where in the process my claim is.
Insurer: Fetch
By: Marjorie
Great insurance!
I recently filed a claim for a non-cancerous tumor for my dog. It was easy to file and attach documents through the app. The claim was processed and paid quickly. I’m so glad I have this insurance.
Insurer: Spot
By: Liz Hecox
Great insurance
Great insurance. I’m happy with it so far.
Insurer: Fetch
By: Ann Rider
Spot has made pet emergencies not so…
Spot has made pet emergencies not so nerve racking. Knowing that they are there financially when needed is a blessing. I had to take my boy to the vet and the bill was $1000. I wasn't sure how I could afford that but they reimbursed me 80% after my deductible. Thank goodness!!! I highly recommend them for your fur babies needs!!
Insurer: Spot
By: Crystal
Spot is the best !!
This was my first time having to submit a claim to Spot. My cat needed to see the vet for some vomiting and diarrhea issues and I uploaded the bill and was reimbursed in a matter of days. Such a smooth and easy process..thank you Spot ..
Insurer: Spot
By: JMS
Embrace Pet is a money grubbing🤑ripoff!
Embrace Pet is a VERY🚫 BAD choice if you are looking for reputable and reliable pet insurance. My mixed terrier's coverage almost doubled (from $48 to $85@month without notification or a reason for the big increase 🤑I've never filed a claim for my pet over the 2+years that we had a policy with Embrace Pet. They're just another BIG RIPOFF!
Insurer: Embrace
By: Gary Kawate