154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,927 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,780 reviews

4.9
Fetch

27,472 reviews

4.9
Pets Best

14,160 reviews

4.9
Trupanion

63,001 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

November 15, 2024

They will refuse most of the claims

Please be cautious with this pet insurance provider if you don't want to face difficulties when you need them the most. Although their charges are lower compared to other providers: 1. They delay payments for a very long time. 2. They often deny claims, stating it's your mistake. 3. If you raise an issue, they will easily let you go. I was with them for one year and got nothing in return. I wasted my money on premiums and medical expenses, and now I have to start over with a different provider.

Insurer: Fetch Canada

By: Mubeen Taj

November 15, 2024

They will refuse most of the claims

Please be cautious with this pet insurance provider if you don't want to face difficulties when you need them the most. Although their charges are lower compared to other providers: 1. They delay payments for a very long time. 2. They often deny claims, stating it's your mistake. 3. If you raise an issue, they will easily let you go. I was with them for one year and got nothing in return. I wasted my money on premiums and medical expenses, and now I have to start over with a different provider.

Insurer: Fetch Canada

By: Mubeen Taj

November 15, 2024

They will refuse most of the claims

Please be cautious with this pet insurance provider if you don't want to face difficulties when you need them the most. Although their charges are lower compared to other providers: 1. They delay payments for a very long time. 2. They often deny claims, stating it's your mistake. 3. If you raise an issue, they will easily let you go. I was with them for one year and got nothing in return. I wasted my money on premiums and medical expenses, and now I have to start over with a different provider.

Insurer: Fetch Canada

By: Mubeen Taj

November 15, 2024

They will refuse most of the claims

Please be cautious with this pet insurance provider if you don't want to face difficulties when you need them the most. Although their charges are lower compared to other providers: 1. They delay payments for a very long time. 2. They often deny claims, stating it's your mistake. 3. If you raise an issue, they will easily let you go. I was with them for one year and got nothing in return. I wasted my money on premiums and medical expenses, and now I have to start over with a different provider.

Insurer: Fetch Canada

By: Mubeen Taj

November 15, 2024

They will refuse most of the claims

Please be cautious with this pet insurance provider if you don't want to face difficulties when you need them the most. Although their charges are lower compared to other providers: 1. They delay payments for a very long time. 2. They often deny claims, stating it's your mistake. 3. If you raise an issue, they will easily let you go. I was with them for one year and got nothing in return. I wasted my money on premiums and medical expenses, and now I have to start over with a different provider.

Insurer: Fetch Canada

By: Mubeen Taj

November 15, 2024

I have had Embrace for about 4 years…will always keep them.

I have had Embrace for about 4 years now, having three of our dogs covered by their insurance. Their claims submission process is very easy, and they process the claims promptly. Their customer service is great, and their coverage plans and choices are numerous to fit your needs. I highly recommend Embrace. They are also compassionate and understanding when dealing with you.

Insurer: Embrace

By: William McKenna

Verified November 15, 2024

First time to send in a claim and…

First time to send in a claim and refund was deposited within a few days . Great experience Thank you

Insurer: Spot

By: Anja Rose

November 15, 2024

Claims process is too slow

Claims process is smooth. Claims processing and payment is too slow. Waiting for 3+ weeks for a claim to be processed and payment for claim is unacceptable. I front the payment for the vet bill via credit card and racking up unnecessary interest payments for slow payment of claim 😕

Insurer: Pets Best

By: Bryant Chan

Verified November 15, 2024

The representative was extremely…

The representative was extremely helpful with the questions I had asked

Insurer: Trupanion

By: customer

Verified November 15, 2024

Embrace has been the best pet insurance…

Embrace has been the best pet insurance company for my cat. Their representatives are always patient and attentive. They work well with my cat’s veterinarians and collect requested documents thoroughly. My only complaint would be that the Embrace website and app have a habit of not working or showing the same information. Should your claims ever get duplicated or removed, it’s always best to communicate back to Embrace by phone. Once you are able to speak or email directly with one person, the claim process is much smoother.

Insurer: Embrace

By: Susana Delgado

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