221,348+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 221,348 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

221,348 total


Most selected providers in "May, 2026"

This chart shows the distribution of the most selected pet insurance providers in May, 2026.

Providers with highest rating

Embrace

19,907 reviews

4.9
Healthy Paws

11,260 reviews

4.9
Fetch

5,691 reviews

4.9
Trupanion

55,033 reviews

4.9
Pets Best

15,132 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified December 04, 2024

Ortho

My vet recommended that I get at least two orthopedic recommendations before my dog has surgery on her leg. I was nervous because I wasn’t sure if pet insurance would cover it and they were so fast with the claim and reimburse me within two business days. I’m very grateful with our efficient and response of this company is.

Insurer: Embrace

By: Jenna Salvadalena

December 04, 2024

Covered

My yorki had a heartworm shot and it was covered. However she also had the test and that was not covered. I hadn't realized it was within a year since her last one. My fault

Insurer: Pets Best

Veterinarian: 204 Animal Hospital

By: Clare

Useful
December 04, 2024

Highly Recommend! 😀

I appreciate how easy it is to submit claims, the user interface makes it very simple. I also appreciate the prompt and helpful responses I get to my questions. I give this service 5 stars, been using for almost a year now and filed several times. I reccomend Embrace!

Insurer: Embrace

By: Gabriella Maria

December 04, 2024

So easy to submit

So easy to submit - Fast turnaround

Insurer: Embrace

By: Terry Rieger

December 04, 2024

Easy to deal with

Easy to deal with, quick service

Insurer: Sonnet

By: Steve Balayewich

Verified December 04, 2024

Great experience so far!

Simple claim process. Timely review. Detailed and clear explanation of benefits. Very happy with Fetch so far. Been a customer for 1 year.

Insurer: Fetch

By: Lisa

December 04, 2024

The absolute worse ever

The absolute worse ever! They are incapable of making a proper reimbursement. Almost 2 years & i have yet to get my funds reimbursed. They deposited my money in someone else’s account. I was in the process of moving & their policy is to mail checks. I never received any checks. Now they insist they cannot deposit my funds in my account, must be a check. I highly suggest you find another insurance company. There are so many now i am having trouble determining which to go with. Good luck.

Insurer: Fetch

By: Suszy Smith

Verified December 04, 2024

Simple and efficient

This is the second time I've had to make a claim for my Young cat. The first claim was an unexpected emergency that cost several thousand dollars. The second was simply a wellness visit for booster shots. Both times, the process to submit my claim was really easy. I could do it all from my phone through the app. I was reimbursed within about a week After submitting all the documents needed. For one cat, my monthly payment has increased, and it's about $55. Which is a little high. But the peace of mind and ease of reimbursement makes it worthwhile.

Insurer: Fetch

By: Erin

December 04, 2024

They claim they don't penalize you for…

They claim they don't penalize you for claims; but you will be coverage reductions and multiple fold price increases if you want to keep the policy. Since you have one shot on pet insurance to avoid pre-existing clauses, this is not a company that you want to keep if you have to actually use the insurance.

Insurer: Fetch

By: Justin Young

December 04, 2024

Pricy but good Customer Care

I rate them a 3 because I had them for 2-3 years and never had a claim. Not even a minor claim. My rate started around 20 a month and gradually moved up to 35 a month for barebones coverage. I have just in case something happens to the dog but not expecting to use. After the 3rd price hike, I reached out saying I was going to switch to another carrier due to their rates and asked if they could look at my history and see if there was anything that could be done with the rates. They said no. I have since switched to PetsBest and my rate for higher coverage is less than 1/2 the cost. On the flip side, their app and customer care were always good to deal with but again I never had a claim. If you are in my shoes, I'd look elsewhere. Too pricy.

Insurer: Embrace

By: ricky

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