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Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,840 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,322 reviews

4.9
Healthy Paws

10,778 reviews

4.9
Fetch

27,466 reviews

4.9
Pets Best

14,154 reviews

4.9
Trupanion

62,999 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

November 18, 2024

Quick and helpful support team

We have a cat with some pre-existing conditions. After a regular annual check-up, as usual, we submitted a claim. Initially, the claim was rejected because one of the items in the invoice was related to the preexisting conditions, despite explicitly mentioning that items associated with the pre-existing conditions are not included in the claim amount. However, after the appeal call the claim was quickly re-checked and was properly attributed to the wellness rewards. And by "quickly" I mean that it was rechecked in 2 days, while the initial review took almost 2 weeks. So the overall experience is good - minus for the lack of attention on the initial review, plus for the quick and helpful support team and quick re-check.

Insurer: Embrace

By: Kostiantyn

November 18, 2024

Kind & helpful

Kind & helpful

Insurer: Embrace

By: Bonnie Templeman

Verified November 18, 2024

Satisfied Dog Owner - I submitted my documents and the…

I submitted my documents on or about Nov 12, 2024 and the process was easy and convenient. The claims department worked very fast in completing my claims. Very satisfied and would definitely recommend the insurance especially for a puppy.

Insurer: Embrace

By: Melody Moses

Verified November 18, 2024

Very efficient handling of claims

Very efficient handling of claims

Insurer: Spot

By: Syeda

Verified November 18, 2024

great

Payment on timely manner

Insurer: Spot

By: Wallace Zeins

November 18, 2024

Customer service is very helpful and…

Customer service is very helpful and very kind!

Insurer: Embrace

By: Nathan Crocker

November 18, 2024

Embrace your awesome!

Embrace your awesome!! I recently changed my pet insurance and I’m so glad I did. My experience from the beginning has been outstanding. I filed my first claim on a Monday and Embrace paid on Wednesday. Thank you all for your help and hard work.

Insurer: Embrace

By: Shana Johnson

November 18, 2024

Great to work with

Great to work with. Not the cheapest, but they make up for it with great service. No regrets

Insurer: Embrace

By: Peter Fattore

Verified November 18, 2024

The insurance works exactly like it is…

The insurance works exactly like it is described in the policy. I have been pleased with the promptness of their response.

Insurer: Spot

By: Katie Glisson

November 18, 2024

Premiums WILL Increase Significantly in your First Year

Your payments WILL increase. They specifically said premiums won’t increase because of age. 1 year later my payment is increasing by ~20%. Let me add that I haven’t received a dollar from them yet for any claims (I had a claim get rejected and made no others this past year). So when I inquired why it was increasing I was told that it is due to “inflation” in my local area. When I asked for evidence of this, they send me a link to their quarterly earnings report. Their revenue has grown significantly in the last few years (15% increase since last year!), so why do I have to pay more? Oh right, because Trupanion is a money-sucking scam making hundreds of millions. BUYER BEWARE!

Insurer: Trupanion Canada

By: Karen

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