222,876+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 222,876 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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Fast processing! Submitted my first three vet visits…
Submitted my first three vet visits within a two week span. Two emergency visits and one wellness visit. They processed all claims within a week! They told me it would be longer fir the first time so I am impressed.
Insurer: Fetch
By: Laurie
I have had no problem.
So far I have had no difficulty with the claims process. The people I speak with at the call center are always friendly and professional.
Insurer: Embrace
By: Vance Myers
Always easy to use
Always easy to use, fast response time and payments reimbursed. Have been using Embrace for 5 + years and never had an issue. Great to work with. I recommend Embrace to all pet owners.
Insurer: Embrace
By: Jennifer Griem
I'm honestly looking into filing a…
I'm honestly looking into filing a lawsuit against Embrace for their bad faith practices. I submitted documentation and a letter from my Dog's doctor and a appeal was reversed, but they still try to look for every reason to deny a claim. So my claim was denied twice for the same reason when my Dog's doctor proved that any pre-existing conditions are not related. HORRENDOUS SERVICE!!!!!!!!!!!!!!!!
Insurer: Embrace
By: Gene Pak
too demanding re vet detailed invoices
too demanding re vet detailed invoices
Insurer: Embrace
By: Frank T Mamat
Quick payment and easy to use app
Quick payment and easy to use app
Insurer: Fetch
By: Eve D
So far I have had great experience with Embrace
I have been with Embrace for 6 years since my dog was a puppy. Submitting claims has always been an easy process. I am hoping they continue to approve and process claims as they have been doing since I started with them. I have recommended them to many of my friends and family and it seems they are starting to deny claims. So far I have not had any issues, so hopefully those were isolated issues because that is the reason I switched from my previous provider
Insurer: Embrace
By: Terri Cannici
HUGE RATE INCREASE
With no claims submitted this past year, my monthly rate increased by 50% for the upcoming year. I can't understand why so much of an increase.
Insurer: Embrace
By: RICHARD
The Spot app is very easy to navigate…
The Spot app is very easy to navigate and submit claims!
Insurer: Spot
By: Carolynn T
Be Careful with this company
Be Careful with this company. Once your dog has a pre-existing condition they try to use it to not pay any claims. My dog had an ear infection and they said that it wasn’t covered because he has dermatitis. Tell me that is not a joke! Spend your money wisely and go with a different animal insurance company. I wish I had! Very unhappy!
Insurer: Embrace
By: Dawn Jackson