154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

234,980 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,306 reviews

4.9
Healthy Paws

10,740 reviews

4.9
Fetch

27,416 reviews

4.9
Trupanion

62,918 reviews

4.8
Nationwide

21,417 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

December 01, 2025

147% insurance premium increase!!!!

My insurance premium jumped from $197 to $477 without any notice. Healthy Paws claims they emailed me, but I never received anything—and of course, I can’t prove a negative. They charged me the higher premium for four months before I caught it, and when I called, they stated they wouldn’t issue a refund because “my dog was covered.” In all the years I’ve had this policy, I filed one claim. Out of an $800 vet bill, they paid $140. Honestly, don’t waste your money. You’re better off putting those premium payments into an interest-bearing account for emergencies. For me, dropping this policy means saving over $6,000 a year.

Insurer: Healthy Paws

By: A H

Verified December 01, 2025

good experience

it was helpful and clear but could use more information

Insurer: MetLife

By: Vs

Verified December 01, 2025

When I talk with a represetative they…

When I talk with a represetative they are wonderful. I am a senior and I have a great deal of trouble working with the sign in email and password.

Insurer: MetLife

By: MARY LEE PRATT

Verified December 01, 2025

Excellent processing

The protocols for claims is very straightforward. People taking care of the claims are working on them carefully and rapidly. I appreciate all the efforts. Thanks so much!

Insurer: MetLife

By: R. Bryant

Verified December 01, 2025

Easy and straight forward

Easy and straight forward

Insurer: MetLife

By: Jane Aba

December 01, 2025

A very good experience

Amanda was amazing, answered all of my questions, nice to know she is available for us if we have anything else to talk about.

Insurer: Fetch Canada

By: Mary Charlton

Verified December 01, 2025

Easy online application

Easy online application

Insurer: MetLife

By: Sharai Amaya

Verified December 01, 2025

Good Employer Sponsored Plan

Good deal and easy registration for pet insurance offered through my employer.

Insurer: MetLife

By: Tyler Fink

Verified December 01, 2025

Fast process time

Time to process and pay out the claim was extremely fast! I have had nothing but good experiences with MetLife Pet Insurance and will continue to use them in the future.

Insurer: MetLife

By: customer

Verified December 01, 2025

Competitive Rates, But a Frustrating Claims Process

I chose MetLife because of the competitive rates they offered after my previous pet insurer drastically increased premiums. Unfortunately, the transition has been frustrating. Several vet visits and conditions were classified as “pre-existing” simply because they were covered under my prior policy. On top of that, every claim has been delayed, repeatedly requesting additional documentation—specifically the veterinarian’s SOAP notes. These notes have been submitted multiple times for each claim, yet the process stalls. Either the notes are difficult for MetLife to interpret, or there’s a systemic issue. If your claim isn’t extremely detailed and prescriptive, expect it to be denied.

Insurer: MetLife

By: customer

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