217,411+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 217,411 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

217,411 total


Most selected providers in "March, 2026"

This chart shows the distribution of the most selected pet insurance providers in March, 2026.

Providers with highest rating

Embrace

19,805 reviews

4.9
Healthy Paws

11,099 reviews

4.9
Fetch

5,434 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

14,871 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

January 12, 2025

Must have pet insurance

Our new puppy scout has had a tough start with several G.I. issues prompting a vet visit. On our first visit, our veterinarian recommended Pets best. I’ve never had insurance for my pet in the past, but went ahead and did it. I am so glad as I have had to make several claims which processed very easily and no issues through Pets best. It gave me the peace of mind to be able to take my dog in and not worry about a large bill. I’ve recommended Pets best to all of my friends, and I know that several have went forward with getting insurance. Thank you, Pets best for taking good care of our dog

Insurer: Pets Best

By: Jodi

Useful
Verified January 12, 2025

Great but could be better

I've had this insurance for several years and it has been great so far. Submitting claims is fairly easy and get reimbursed is timely. What I don't like about the claim submission is the breakdown of what you had done, it might not be listed. I'd rather that not be asked and them determine the category the service should go under based on the claim submitted. Also, l have had a few occasions when I submit a claim I get nothing reimbursed, I don't like that. Don't understand why. The cost of the insurance and it's rising cost bothers me as well, it makes me consider looking elsewhere when that happens.

Insurer: ASPCA

By: Wendy

Verified January 12, 2025

Very prompt with processing my claim.

Very prompt with processing my claim.

Insurer: Spot

By: Mike Brush

January 12, 2025

Excellent care and claim processed quickly

Our dog was suspected of ingesting a Christmas tree ornament. She was trembling, vomiting and clingy. Our vet took us in right away and took good care of our dog. Xrays and blood work were done. This was right before the busy holidays. The claim was processed and paid quickly.

Insurer: Pets Best

Veterinarian: Community Animal Hospital

By: Janis M

Useful
January 12, 2025

Really Appreciate MetLife

We adopted a Great Pyrenees and immediately purchased wellness and sickness/hospitalization insurance for him. Later, he became ill. We are so glad we had pet insurance. MetLife took about 29 days to pay the claims but they did pay them. We thought initially it would take 5-15 days and were a little frustrated but the contract does give them 30 days. The bill was pretty large and we were very satisfied concerning the insurance coverage payment. There was no fuss; the representatives were very helpful; and we are so glad we purchased the insurance from MetLife. It is a smart decision. We will absolutely continue the coverage throughout our pet's life. I have the experience of having a beloved pet without insurance and he needed each hip replaced and just caught everything - but he was an angel and it cost us a lot over his life. This is why we immediately insured our GP and it's been a great decision. We highly recommend MetLife.

Insurer: MetLife

By: Kristin

Useful
Verified January 12, 2025

Biggest waste of money

After paying $75-$105 monthly for my dog since I brought him home almost 10 years ago and NEVER needing to make a claim until his very last day I am so disappointed in what a waste this was. I was happy to pay as I didn’t want to worry about finances in an emergency and wanted to ensure I could help my dog. Well, with never missing a payment and only having a $200 deductible, Trupanion paid out $89 in my dogs end of life emergency. Oh, and they don’t cover the cost of cremation/burial, which I was told they did when I signed up! You’re better off putting your money into savings and holding it for a raining day as I feel like I threw it away!

Insurer: Trupanion Canada

By: Nikki

Useful
January 12, 2025

This is a hustle, get another insurance company

Basically lots of double talk and bs. Too many hoops to jump through when its time for them to help, except when they take your money.

Insurer: Pets Best

By: Kareem

Useful
January 12, 2025

Tried multiple companies and spot has been the best

I don't have much to say except that I've been with a few pet insurance companies over the year, and Spot has been one of the most cost-efficient (especially for our older dogs) and has been one of the easiest to process claims with. As expected, new conditions took a little longer to process (a couple weeks) because our vet needed to submit copies of medical records - but otherwise, the claims are started via the website or their app and submitted within minutes, most claims are completed within days, and they're directly deposited to my account. The entire process is smooth and the UI works great.

Insurer: Spot

Veterinarian: CityVet | Kallison Ranch

By: Brian

Useful
January 12, 2025

Submitting a claim is so easy

Submitting a claim is so easy! With the new year starting really rough for us, it's super comforting to know we can keep up with my pups bills. Thank you!!!!

Insurer: Embrace

By: Lina

Verified January 12, 2025

Spot insurance is the best decision…

Spot insurance is the best decision I've made i have it on two dogs and I've had two claims and after my deductible was paid they started paying immediately. On both claims I received my money within 3 days. They are easy to deal with without asking all kinds of questions. I just send the bill in that I paid and they get on it quickly. I won't ever be without this insurance.

Insurer: Spot

By: Debbie Smith

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