217,411+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 217,411 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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Embrace was good until they weren't
Embrace was good until they weren't. Never had any issues over several years of using Embrace and submitting claims. Rates went up each year but nothing wild and that's to be expected with any insurance. Then this most recent renewal my rate increased 100%. 100% increase in one year is absolutely ridiculous and that was without even having submitted a claim in over a year. Goodbye Embrace, you're just like every other insurance out there set to price gouge your customers and prey on our desires to protect and care for our pets. You should be ashamed of yourselves.
Insurer: Embrace
By: Matt R
Spot Pet Insurance has been incredible
Spot Pet Insurance has been incredible! I love how simple it is to submit claims and even receive direct deposit for reimbursement. The only con I can think of is whish they paid more or offered prescription coverage on maintenance medication. That being said, they have helped cover so many vaccinations and microchip. We had an emergency vet visit and they covered 70% and saved us from taking mounting debt to pay for it. I even received the reimbursement in less than a week.
Insurer: Spot
By: Lauralea Pittman
Large claim submitted over the holidays.
I submitted a rather large claim for an orthopedic procedure during the holidays. It was handled quickly and fairly. I only wish I had a more inclusive level of coverage, but that’s on me.
Insurer: Embrace
By: John Cotton
Easy to file
The process of filing a claim was easy.
Insurer: Spot
By: Anasik
timely settling of any claim
timely settling of any claim
Insurer: Embrace
By: Vadakkechalil Premkumar
WOW!!!!!
I am so impressed with how quickly and efficient this company is. I regret not knowing about them before.
Insurer: Embrace
By: Mayra Dominguez
Having pet insurance is an investment
It is important to have pet insurance and never needing to use it. Accidents are unexpected and the cost of care in an emergency is expensive.
Insurer: Spot
By: Sandra Scribner
Easy to use
Easy to use. Staff works fast and efficiently! Made my dogs recent illness easier to manage.
Insurer: Spot
By: Shannon
Reliable and easy
Healthy Paws came through at the start of a holiday week when my 4 year old corgi needed emergency surgery for a small bowel obstruction. They quickly approved and paid the claim for the original Emergency Vet and transfer to the University of Pennsylvania School of Veterinary Medicine for the surgery and 4 day stay in the ICU after he developed aspiration pneumonia. The overall bill was $12,286.97. Healthy Paws checked on my dog after the surgery and have been great. I would not hesitate to recommend them.
Insurer: Healthy Paws
By: Judith
Fair and Supportive
Honestly, this company is amazing. They are so responsive, supporting and kind. Thorough and fair.
Insurer: Embrace
By: TM