154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,974 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,787 reviews

4.9
Fetch

27,479 reviews

4.9
Pets Best

14,161 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

December 10, 2024

Long wait times and opaque coverage

The claims take months and representatives are unhelpful with explaining the policies. I called to ask if a service was covered and they just said "It's what's in the benefits guide" when I was asking for clarification on what's in the benefits because I read it and didn't understand it. Terrible coverage and really not worth it. Despite close to $1,000 of vet expenses this year plus paying over $300 for this insurance, I barely met the deductible and have only received like $40 in reimbursement. So I have spent more money on the insurance than it is worth. If I knew this I would've shopped around longer for other insurances but it's too late to switch at this point because now my pet has "pre-existing conditions".

Insurer: Pets Best

By: Laura Heppell

Verified December 10, 2024

No hassle

No hassle, no problems, Great services

Insurer: Spot

By: Steven Bontjes

Verified December 10, 2024

Awesome Pet Insurance

Everything about Pumpkin Pet Insurance is GREAT. We have had no problems or issues with this company. We have used them a few times and every transaction we have had with them has been resolved promptly. Very impressed with Pumpkin Pet Insurance. Will recommend to everyone we speak to about pet insurance. Great experience..

Insurer: Pumpkin

By: mark

Verified December 10, 2024

I love that you give us 90% of what we…

I love that you give us 90% of what we spend. I would like to say this, I take my cats to the vet a lot due to their age and health issues. I have maxed out over 10,000 on insurance in less than a year. It would be great if you had unlimited, even if we have to pay a bit more amonth for insurance but unlimited would be great for all of us who have fur babies because anything can happen.

Insurer: ASPCA

By: Janet Avelar

Verified December 10, 2024

The quick response from your company…

The quick response from your company after submitting my claims.

Insurer: Spot

By: John Wallace

December 10, 2024

was easy to use and a great experience.

was easy to use and a great experience.

Insurer: Embrace

By: ROBERT SMITH

Verified December 10, 2024

fast and easy to submit

fast and easy to submit

Insurer: ASPCA

By: Barbara Boyler

December 10, 2024

Getting too expensiveVery helpful

Very helpful. I have to renew for the year but getting very expensive. My lucy is 11years and 4 months old still very active, they want $234.a month to keep my same insurance this year. They do pay whats expected but when i first got insurance for lucy it was $60.a month. I will br checking around for different companies

Insurer: Embrace

By: Sandy

December 10, 2024

3 years = monthly increase 20-25%years…

3 years = monthly increase 20-25% each year with Zero claims

Insurer: Trupanion

By: Lost Farm

December 10, 2024

Nationwide is not even close to your side

Sadly, our 4 year old golden retriever was diagnosed with Lymphoma. Total vet bill is going to exceed 14K. Nationwide’s annual ceiling limit 5K. Rip off beware of these scammers.

Useful

Compare top pet insurance providers plans.