154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,927 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,780 reviews

4.9
Fetch

27,472 reviews

4.9
Pets Best

14,160 reviews

4.9
Trupanion

63,001 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

December 11, 2024

Absolutely a waste of money

Absolutely a waste of money. Stay away. I had incurred approximately -$3,600 in vet bills throughout 2024. Fetch's premium cost me about -$500. Fetch reimbursed me for roughly +$500. I cancelled the service after 9 months and figured I broke even on the premiums/reimbursements. Then, 5 months after cancelling the service, they send me an email asking to repay them another -$350 due to some 'internal billing issues'. This is 100% a money grab praying on pet owners that love their pets. Love your pets, pay the vet directly, this insurance is a scam.

Insurer: Fetch

By: Jimmy Kostka

December 11, 2024

Absolutely a waste of money

Absolutely a waste of money. Stay away. I had incurred approximately -$3,600 in vet bills throughout 2024. Fetch's premium cost me about -$500. Fetch reimbursed me for roughly +$500. I cancelled the service after 9 months and figured I broke even on the premiums/reimbursements. Then, 5 months after cancelling the service, they send me an email asking to repay them another -$350 due to some 'internal billing issues'. This is 100% a money grab praying on pet owners that love their pets. Love your pets, pay the vet directly, this insurance is a scam.

Insurer: Fetch

By: Jimmy Kostka

December 11, 2024

Absolutely a waste of money

Absolutely a waste of money. Stay away. I had incurred approximately -$3,600 in vet bills throughout 2024. Fetch's premium cost me about -$500. Fetch reimbursed me for roughly +$500. I cancelled the service after 9 months and figured I broke even on the premiums/reimbursements. Then, 5 months after cancelling the service, they send me an email asking to repay them another -$350 due to some 'internal billing issues'. This is 100% a money grab praying on pet owners that love their pets. Love your pets, pay the vet directly, this insurance is a scam.

Insurer: Fetch

By: Jimmy Kostka

December 11, 2024

I highly recommend you choose another company

This company should be investigated for scamming its customers out of millions of dollars all because it is their ultimate decision to decide whether something is covered or not because they choose to I am tired of being ripped off by this scam company I would not recommend this company to anybody when I asked for a simple documentation of what was covered they gave me some bullshit that I could not even comprehend and I am well educated so my simple thing to this company is they can go f themselves and should be investigated immediately.

Insurer: Embrace

By: Don Berkhimer

Verified December 11, 2024

Excellent Insurance Company

Excellent Insurance Company. Pays claims very quickly.

Insurer: Spot

By: Julie Tsai

Verified December 11, 2024

It’s very easy you pay your own bills…

It’s very easy you pay your own bills and get reimbursed that is the truth thank you spot I don’t know what I would of done with out you thank you for helping me save money

Insurer: Spot

By: Miguel

Verified December 11, 2024

Went very smooth

Went very smooth

Insurer: Spot

By: Marsha Curry

December 11, 2024

Wellness claims have excellent turn around

Excellent turn around on wellness claims. Would like a summary of claims processed and remaining balance.

Insurer: Pets Best

By: Prudence Brown

December 11, 2024

Life Saving!

My two dogs have been insured with Healthy Paws for 9 years now. We waivered on getting pet insurance until a family member went through a major medical event with their pup. They also had Healthy Paws, and when we saw they had $9k in vet bills in one month to save their baby, we were sold on it. Between both of our large dogs, we have been through multiple surgeries for various reasons. I don't think there has been a year gone by that at least one of our dogs didn't meet the deductible! We had root canals for injuries, emergency visits, one tendon repair, bone fusion, cancer removal, cancer treatment, amputation, splenectomy, and other issues. We sadly had to let one of our boys go this year. We forgot to submit the last claim for months. They let us submit well after his passing. We know how agonizing it would be to have to choose between the health of your furry baby and paying the mortgage. It's not cheap, but the plan we chose has worked well for us! We have NEVER had an issue with reimbursement. Claims are easy to file and promptly processed and directly deposited. The fine print isn't too fine. You know what you're getting. There was ONE instance the charges on my bill were not properly labeled, and all I had to do was resubmit with an explanation. I'm thankful for the referral. Our big boys have received the best possible care because of pet insurance.

Insurer: Healthy Paws

By: Charlynne

Useful
December 11, 2024

Great job throughout the process

The agent that I spoke to was very knowledgeable and helpful throughout the issue

Insurer: Embrace

By: Patricia Dougherty

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