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Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

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Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,787 reviews

4.9
Fetch

27,479 reviews

4.9
Pets Best

14,161 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

April 20, 2010

Fast & Accurate Service

Insurance with Embrace has been my first experience with Small Animal Insurance. After researching every company available to me we chose Embrace for our Cane Corso puppy. Our puppy fractured her leg and our claim was handled in the most professional manner. We quickly recieved payment and they still follow-up to make sure we don't need anything else. This has been a great experience overall.

Insurer: Embrace

By: Jamie

Useful
April 19, 2010

super customer service

Every time I need information the issues are addressed very fast and completely - claims are processed in a timely manner and checks mailed immediately. I told my Vet that he needs to advertise Embrace - we are super happy to have made the decision to buy their policy!

Insurer: Embrace

By: claudia

Useful
April 19, 2010

Very good service

I recently submitted a Wellness Claim for my dog, Alex, and was very quickly reinbursed. I love the fact that they notify you by email when paperwork is received and my phone calls were answered very quickly. Great customer service !

Insurer: Embrace

By: Rosemary

Useful
April 19, 2010

completely satisfied

Signed up with Embrace for my black lab Ike, and included the wellness option. I took Ike in to be micro-chipped and had a wellness exam at the same time. Embrace processed the claim and had a check to me in less than a week, keeping me informed of the claim's progress almost daily. So far I am very happy with the Embrace experience and the follow up I've received.

Insurer: Embrace

By: Jim

Useful
April 18, 2010

Couldn't be more satisfied

I'd like to express my appreciation of and satisfation with the ASPCA Pet Health Insurance plan and the individuals who administer it. I have two dogs that have benefited from this insurance; they both have had instances where extensive testing and/or procedures had to be performed, and this insurance ensured that they were able to receive the care they needed. Furthermore, the claim forms are extremely easy to fill out and submit - and being able to do this on-line ensured that they were immediately received by the insurance group and processed without undue delay. Finally, I was able to to reach actual individuals on the telephone and have questions answered when this was necessary. I couldn't be more satisfied with my insurance, the plan options, and again, the personnel that administer it. I would urge anyone with pets to get ASPCA Pet Health Insurance. Having it has brought peace of mind when we've been faced with some frightening health issues with our pets. Thanks!

Insurer: ASPCA

By: Linn

Useful
April 17, 2010

outstanding; well worth the premium

one of my cats, Tigger[other is Poo] needed treatment for overactive thyroid. My father found a specialist 165 miles away. Treated with radioactive iodine. My father lent me the money and the insurer paid almost 75% of the bill. I recommend them highly. Better than the co. that pay based on a fee schedule

Insurer: ASPCA

By: erica

Useful
April 16, 2010

First Refund!

My paperwork was submitted on Tuesday and by Friday of that week I had a determination on my refund and the check was on it's way. Great service so far, glad I chose Embrace.

Insurer: Embrace

By: Lindsay

Useful
April 16, 2010

Pet Insurance, A Necessity!

We've had four cats and a dog over the years. One of our cats had a brain tumor and melanoma. The other had left and right ear polyps which negatively effected his gait and quality of life (for a while he was hiding and not eating much). I don't know what we would have done without ASPCA's Pet Insurance. The vet bills were insane. The API reimbursement rates were relatively decent. I'm glad we were able to keep our first cat more comfortable with the treatments he received (thanks to the pet insurance). That meant a lot to us. Our second kitty is doing so much better. He seems so much more lively and happy now. He's definitely like a "new cat." I truly believe that pet insurance is probably the best gift you can give to your pet. In the long run, it will also help you immensely when you are overwhelmed by costly veterinary bills. Pet insurance allows caring for a pet to be much more affordable. It’s as significant as what health coverage means to you.

Insurer: ASPCA

By: A.

Useful
April 16, 2010

So far so good!

I just joined Embrace, and this is my first claim submission. It was handled extremely prompt. If this is an indication of how they conduct business, I will be with them for a long time...providing they don't drastically increase their rates like the previous firm I had.

Insurer: Embrace

By: Helena

Useful
April 16, 2010

No

just what one of the previous writers stated happened to me. Long story short, i had a cat that sadfully got cancer and we had sent him for xrays to see where it had manifested (turns out it was spreading). ASPCA would not pay for the xrays because of the ridiculous 180 day clause.I chose them, initially, because of the name and the fact that a portion of the monthly premiums go to homeless animals. Or so they say. After a couple more incidents since the xrays and i have finally decided that i've had enough and have a couple of other pet insurance companies sending me information. i should thank ASPCA, though, because they have shown me what to look out for when it comes to other insurances.

Insurer: ASPCA

By: mary/

Useful

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