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Eye Injuries
I've had great experiences with AKC Pet Healthcare. I have the Essential Plus Plan. I like the $125 yearly deductible. My English Bulldog had two separate eye injuries and they paid everything, less my deductibles. They also pay for her continued eye checkups and medicine related to that incident. I've never had a problem not receiving documents from them. It takes about a month from the time I submit to receive reimbursement.
Insurer: AKC
By: Helen
Excellent Pet Insurance, Caring Staff
We adopted Bella from our local animal shelter when she was 4 months old. She LOVED chewing on rawhide (which was a nice alternative to my shoes...), and when I tried a new brand that had a chicken flavoring, she gobbled it up! Unfortunately, the chew did not digest properly, and she developed an extremely serious case of pancreatitis that landed her overnight in the emergency room, with 2 more half day follow up stays at our vet. The entire procedure was quite costly, but happily our insurance covered about 50%. The ASPCA staff was very helpful in assisting me with filling out the paperwork, and answering my questions, and the entire claim was paid off in a matter of a few weeks. Veteranary care, as I've discovered, can be very expensive. I'm so glad that my Dad talked me into enrolling in a pet health insurance policy for our pets. His dogs were too old to be eligible for insurance when they developed ongoing conditions that continue to be very costly. I now have insurance for both of my pets. Thankfully Max, our other dog, has been very healthy, but I have peace of mind knowing that both Bella and Max are covered, and that we belong to such a caring pet health care plan. I recommend ASPCA highly.
Insurer: ASPCA
By: Kelley
So far, so good!
I conducted extensive research before purchasing pet insurance for my 3 dogs. I chose Embrace for the detailed explanation of what was and was not covered. I recently had 2 of my dogs neutered and withing 2 weeks of submitting my claim, I received both checks for the $200.00 wellness reimbursement for each dog. Embrace representatives continually kept me posted on the progress of the claim and to make sure that I had received the reimbursement checks. I'm glad I chose Embrace and would recommend them to other pet owners. Their rates are very competitive and the items that are covered and not covered are spelled out in plain terms.
Insurer: Embrace
By: Sylvia
Fabulous
I am in AWE! Embrace is fabulous and I am telling everyone I know about it. I've requested some pamphlets so I can bring them to dog shows and give them to everyone I know. I have had pet insurance in the past and it has never compared to Embrace. The insurance is exceptional, the price is reasonable and the agents are just wonderful to deal with. I am so lucky I found this insurance!Thank You - please don't change!! Dianne (MyOtie's Bernese Mountain Dogs)
Insurer: Embrace
By: Dianne
Prompt, courteous and compassionate response
Over the years, my husband and I heard only negative comments from friends about pet insurance companies. Yet, given the amount of money we spent to keep our previous pets healthy, we decided to give Pets Best a chance. We are very glad we made that choice. Our eight-month old mini-dachshund was running and broke her leg in the process. She had to have surgery, and the vet bills amounted to over $3,000. Our policy had been in effect for less than six months, and my husband was sure the company would find some way to not pay our claim. He was so totally wrong! Pets Best provided prompt, efficient and compassionate claim processing, and we had our reimbursement check in hand in just a few weeks. We are so grateful to have found and honest and ethical pet insurance company who was there to support us when we needed them the most. We'll recommend Pets Best to all our friends. We hope never to need the company's services again, but we are comforted to know they will be there to support us should the need arise.
Insurer: Pets Best
By: Annemarie
Amazing and quick service
When my puppy was injured and we took her to the emergency vet I had my reimbursement check back within 10 days - but I'm amazed that for her spay surgery last Monday, and turning in her claim on Tuesday, I had the check by Saturday. I also appreciated that I received a personal phone call from a customer service rep to let me know that I would be getting a premium reduction for an error that was made and it was just sent back to my credit card. I believe I will be with PetsBest for the rest of my pets lives!
Insurer: Pets Best
By: Jennifer
Peace of Mind
We lost a pet at only 2 yrs old from AIHA after spending thousands to save her, even traveling to OSU for research. We knew we needed something to cushion such a large expense and found that with PetsHealth. We have had their plan since getting our latest dog who is now 7 yrs old. She was recently diagnosed with Diabetes and the offset of cost with the insurance has been quite helpful. I would suggest it for any pet owner who would ordinarily consider expensive treatments but would like a small portion of the expense covered.
Insurer: ASPCA
By: Sarah
Excellent
We have had pet insurance on our dogs for years. We never had too much use for it until the last 5 years. Our mutt needed a TPLO and one of my Newfies needed 2 TPLO's plus an additional corrective surgery. In general we got half back each time. Not impressive. Then I decided to do another review of all policies available and used this site to assist. I switched to Embrace. Recently, the same Newfie who had the three surgeries had a stroke to his spinal cord and lost the use of his hind legs. He had two MRI's plus a myriad of other diagnostics and then spent 2 weeks in a specialty rehab clinic. Thankfully he is doing well. Embrace paid 100% after my yearly deductible (yearly not per incident) and my 10% co-pay (which I chose). They did not cover the bath the clinic gave him - oh well :) Am I happy - you bet. And the folks there are so friendly and helpful - you are not calling a "help desk" or "call in center" - you are talking to real people who care. I've never written a review like this before but this insurance has been a major blessing for us. We are not in a great financial position at this time (who is?) and receiving back almost 100% of this unexpected expense has been nothing short of life saving for us. It is not cheap for us to insure all 6 of our dogs but it only takes one incident like this to prove its value.
Insurer: Embrace
By: Sharon
ASPCA is wonderful
We are very happy with ASPCA pet insurance and have had coverage for over 2 years for our two dogs. There have been some unexpected vet bills and it was reassuring to know we had good coverage and timely reimbursements. I feel the premiums and annual deductibles are reasonable and do not "break the bank".
Insurer: ASPCA
By: Noelle
62% premium increase with zero claims isn't fair!
I've had Embrace for a year on my 2 Goldens, ages 6 and 7. I didn't have a single claim, yet in my renewal e-mail a few days ago, I was told that my premium was going up by 62% when my policies renew in a few weeks!! I called the company thinking perhaps there was a mistake, but I was told that the e-mail was correct, and that the increase was due to my dogs getting older. What?? Of course dogs get a year older every year!!?? The representative I spoke with was very nice, and apologized for the situation, but said there was nothing that could be done. She said the huge increase was because my dogs were each hitting the age where there was the biggest premium jump across the board, per their underwriters... How can any company justify raising premiums 62% in just one policy year!? All I can guess is that they're actually trying to force clients to leave as their dogs get older. Apparently they're happy to take premiums from young healthy pets, but then they'll turn around and force you out as your pets get older. They told me I could take it up with their underwriters - but since that's Lloyd's of London, I doubt I'll get very far. That's why I'm now looking for a new company...
Insurer: Embrace
By: Kera