154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,072 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,308 reviews

4.9
Healthy Paws

10,743 reviews

4.9
Fetch

27,420 reviews

4.9
Trupanion

62,925 reviews

4.8
Nationwide

21,417 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

January 07, 2011

Good customer service

I recently signed up with Embrace with the arrival of my new puppy. I knew that my first claims would center mostly on Wellness issues like vaccines. All in all, I am happy with the speed of the customer service and how responsive they were. There was a small admin glitch which delayed the direct deposit of the reimbursement but that got resolved quickly, otherwise they'd get a full 10. I like Embrace and would definitely recommend them to future pet owners.

Insurer: Embrace

By: Giovanni

Useful
January 07, 2011

Claim Paid Direct to My Bank Account

My 9 year old Shepard was injured by a bigger dog. I paid my Vet with Visa credit card, submitted the the bill to Pets Best and the claim payment arrived in my bank account before the credit card bill was due. Unbelievable service. Thank you

Insurer: Pets Best

By: Carry

Useful
January 06, 2011

Very Happy Customer!

My mini doxie (4 yrs old) has IVDD that has required expensive emergency visits & neurology appointments. Pets Best has reimbursed our claims every time. Their customer service is bar none the best. They are so helpful, polite and prompt. I am truly a happy customer.

Insurer: Pets Best

By: Brighid

Useful
January 06, 2011

What a ripoff!

They rejected my claims stating that my dog's bacterial skin infections were a pre-existing chronic condition based on the fact that the prior year she was observed chewing her feet. They don't seem to know the difference between allergies and infections. This was after two months of runaround repeatedly faxing documentation to them. VPI was much more reasonable in their claims processing.

Insurer: Embrace

By: Jenny

Useful
January 06, 2011

Piece of mind for your "babies"

I have had Embrace on all four of my dogs since December 5, 2009. The week before Thanksgiving of 2010 my daschund all of a sudden became sick. She was diagnosed with leukemia. Within 2 weeks I had already met my $500 deductible. I was a ball of nerves especially during those first couple of weeks after she was diagnosed. Having insurance is & was a blessing. All the guys at Embrace were & are very helpful in answering any questions I had. It never takes more than 2 weeks and not even that long all the time to get an answer back on your claim. I very happy to have Embrace Pet Insurance for my "kids". It is a great investment every month. Piece of mind!

Insurer: Embrace

By: Angela

Useful
January 06, 2011

The best financial choice I ever made!

I can never thank my vet enough for recomending Truanion. Signing up for Trupanion has been the best financial choice I have ever made! Trupanion is reasonably priced,fair, and quick. My puppy has had a series of illnesses that I never could have afforded to treat. I'd hate to think what would have happened if we didn't have Trupanion.

Insurer: Trupanion

By: Pat

Useful
January 06, 2011

The best financial choice I ever made!

I can never thank my vet enough for recomending Truanion. Signing up for Trupanion has been the best financial choice I have ever made! Trupanion is reasonably priced,fair, and quick. My puppy has had a series of illnesses that I never could have afforded to treat. I'd hate to think what would have happened if we didn't have Trupanion.

Insurer: Trupanion Canada

By: Pat

Useful
January 06, 2011

Embrace IS as great as I read it is!!!

I lost 2 dogs to cancer last yr. I paid over 15K in vet bills. So with my new pets, I decided i HAD to insure them. I read reviews, & saw that eg: VPI is nowhere NEAR as good as Embrace. I bought the accidental & illness coverage. At a great price. Well, sure enough, my 12 wk old kitten fractured his leg:( Needless to say, Embrace totally paid what they said they would, & WAY faster than I expected. Simple, quick & no questions asked. Hopefully i wont ever NEED it again, but if i do, i have peace of mind. THANKS EMBRACE!!!!!!!!!!!!!!!!

Insurer: Embrace

By: Rebecca

Useful
January 06, 2011

Wonderful

I have only had Embrace for a few months. Long enough to have many puppy visits. My claims were handled fast and my reimbursement received prompt.

Insurer: Embrace

By: Laura

Useful
January 05, 2011

Excellent communication on claim

We adopted an adult German Shepard from the SPCA four years ago. We hadn't purchased insurance for other pets we'd owned and had some large vet bills with our last dog so thought we'd try insurance this time just in case. We had one small claim in the first year that was settled promptly and then just before Christmas our vet said that we needed to get X-rays and tests for a heart murmur. It was pretty expensive but we swallowed, handed the credit card over, and then submitted a claim. We received an email within 48 hours advising us that the claim had been received and was being reviewed, and today, one week after we faxed it in, we received an email notification that it had been approved. We hadn't expected to hear back so quickly. It was great news.

Insurer: Trupanion Canada

By: Sheila

Useful

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