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Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,927 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,780 reviews

4.9
Fetch

27,472 reviews

4.9
Pets Best

14,160 reviews

4.9
Trupanion

63,001 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

September 19, 2011

Great service

We've had Trupanion health insurance for our dog for 2-3 years. He had been very healthy, but developed cancer. He subsequently had 2 successful surgeries. Trupanion paid most of the cost of his treatment. They reviewed the case promptly, and paid the insured amount within a couple of weeks. Excellent coverage for the cost of the policy and super service. A nice feature of Trupanion is the ability to adjust the deductible and rate to suit your finances and the needs of your pet(s). Norm B.

Insurer: Trupanion

By: Norm

Useful
September 19, 2011

Best purchase I ever made

After having 2 cocker spaniels with no insurance and thousand of dollars later, I learned my lesson with the new puppy Sadie. We had her for a month and she ate everything she could. After 2 monthes they found she had a very sensitive stomach. With a pile of vet bills, we only had to pay a small part and the insurance paid the rest. What peace of mind we have taking her to the vet now that we are insured.

Insurer: ASPCA

By: Cathy

Useful
September 18, 2011

Personal care for my pet

Embrace has provided the most personal service to us and has been wonderfully helpful for the three years since we adopted our dog. As newcomers to pet insurance, we have found it to be a wonderful experience through Embrace. We receive personal communications about claims and our policy and any changes and every inquiry is well received and promptly handled. We also love having the wellness plan as it saves us money year over year in caring for our pup.

Insurer: Embrace

By: Stephanie

Useful
September 18, 2011

Very ill informed customer service

First phone call to determine they received the claims from the two medical providers. I followed up with both providers and they immediately re sent the claims. A second call to check on the status, they said it would be processed immediately nothing else was needed. I called a third time to check on the progress and was told that they needed 12 months of medical records from my vet. I was annoyed bur called my vet and they were sent the same day. There were two providers, I received one check and they took what they considered standard cost and then only 80% of that. Which resulted in only a 67.95% of the actual bill. I called a fourth time and was told the claim in the claims department and would be processed. Claims does not work on weekends. Why both claims were not processed together is incomprehensible as the illness was tied together. Each customer service person I spoke with appeared to be less competent than the person before. If ASPCA is one of the best, we are in trouble.

Insurer: ASPCA

By: Lorry

Useful
September 17, 2011

Recommended

I'm very pleased with Embrace thus far. The claims have been treated fairly and quickly with courtesy. This is my first experiance with pet insurance and I pretty much went with the maximum options. We had a cat that had a rough year with an indoor accident and then cancer. We did not have pet insurance for him and certainly wish we would have. I decided with the two new cats, (all our cats have been rescue animals from the SPCA), we would have the pet insurance. I researched this subject very extensively and found Embrace to be the best with the most options and fair pricing.

Insurer: Embrace

By: D.

Useful
September 16, 2011

I am very PLEASED....

The customer service and personal attention has made a world of difference in this pet insurance. We had originally signed on with VPI Pet insurance that came highly recommended. However, the difference with Embrace is that this insurance company cares! Thank you

Insurer: Embrace

By: Harriet

Useful
September 16, 2011

Very good Company!!

Claims are always paid in pretty quick time!!

Insurer: ASPCA

By: george

Useful
September 16, 2011

great to have help with expensive vet bills!

Our 3-year-old pitmix suffered heat stroke this summer and almost died. She spent two nights in a local emergency hospital and four nights at a veterinary teaching hospital. The cost was around $3,500 and our ASPCA insurance covered about half of that. The claims were processed promptly and we received our check within a month or so after submitting them. This was MUCH appreciated.

Insurer: ASPCA

By: Karen

Useful
September 16, 2011

GREAT COVERAGE @ 90%

Great reimbursement for my dog's torn ACL. It doesn't get any better than 90% reimbursement!! Professional,fast,caring service. They have years of experience in this field and it shows! THANK YOU TRUPANION!!!!!!!!!!!!!!!!

Insurer: Trupanion

By: Dianne

Useful
September 16, 2011

GREAT COVERAGE @ 90%

Great reimbursement for my dog's torn ACL. It doesn't get any better than 90% reimbursement!! Professional,fast,caring service. They have years of experience in this field and it shows! THANK YOU TRUPANION!!!!!!!!!!!!!!!!

Insurer: Trupanion Canada

By: Dianne

Useful

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