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Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

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Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,787 reviews

4.9
Fetch

27,479 reviews

4.9
Pets Best

14,161 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

May 24, 2012

Great Investment with Multiple Pets!

ASPCA health insurance is affordable and competitive. That is why we picked it for our large family of furries. We have 2 dogs and 2 cats. We have been able to afford great coverage for all of them with ASPCA. It is great to know we are helping a good cause at the same time. The insurance for all 4 has more than paid for itself, especially as our babies begin to age. Thank you ASPCA!

Insurer: ASPCA

By: Erika

Useful
May 24, 2012

Pet Insurance is Worth It!

I keep reading articles online and in magazines saying that you should just set the money aside you pay for premiums for insurance and you will have it when your pet has an emergency - instead of buying the insurance. But who actually does that?? I had a dog that cost me an arm and a leg years ago (but worth it) so I signed up for Embrace for the two dogs I got after he passed and then the rescue I couldn't give up two years ago. One of them just had a bout with gastroenteritis and pancreatitis which I just received the reimbursement for. And now that I'm retired the premium is minimal compared to what the costs were for two ICU stays for him. I take care of the routine check ups but its nice to know should they need in-hospital care that I can say yes without worrying about paying the bill.

Insurer: Embrace

By: Janice

Useful
May 24, 2012

Adopting an older dog

About two and a half years ago we adopted a sweet collie/golden mix. Shortly after he came to us, he suddenly developed Turner's syndrome. Fortunately Embrace Pet Insurance covered the MRI cost. After that, we had two good years, until about six months ago our dog slowed down considerable, and rather suddenly. We needed had a number of tests done, including some that necessitated his staying overnight at the hospitals. Embrace covered these. Sadly, we discovered that our sweet dog had cancer, and we lost him about a month ago. Embrace was always quick about letting us know that they had received our submitted bills and the reimbursement checks came soon after. I would definitely recommend Embrace very highly.

Insurer: Embrace

By: Judy

Useful
May 24, 2012

Fantastic Service from Trupanion

My cat had gastroenteritis, and had to receive urgent madical care, which cost $437.50. I submitted my very first claim to Trupanion for these medical fees. What fantastic service and response I received from Trupanion!The entire claim process was very easy. I spoke directly to a Trupanion agent who guided me through the claim process and all the necessary documents that had to be submitted. It took a total of one week to do all of the following: (1)get the medical records for my cat, (2) post them to Trupanion,(3) have them verified by Trupanion, (4)then Trupanion sent an email with a favorable response, indicating my cheque was on the way! So within two weeks from submitting the claim I was reimbursed $346.95 for all eligible costs!!! If only medical insurance for humans could be so easy!! Thank you Trupanion for assisting in my medical expenses for my little fluffy friend!

Insurer: Trupanion

By: Lisa-Gail

Useful
May 24, 2012

Fantastic Service from Trupanion

My cat had gastroenteritis, and had to receive urgent madical care, which cost $437.50. I submitted my very first claim to Trupanion for these medical fees. What fantastic service and response I received from Trupanion!The entire claim process was very easy. I spoke directly to a Trupanion agent who guided me through the claim process and all the necessary documents that had to be submitted. It took a total of one week to do all of the following: (1)get the medical records for my cat, (2) post them to Trupanion,(3) have them verified by Trupanion, (4)then Trupanion sent an email with a favorable response, indicating my cheque was on the way! So within two weeks from submitting the claim I was reimbursed $346.95 for all eligible costs!!! If only medical insurance for humans could be so easy!! Thank you Trupanion for assisting in my medical expenses for my little fluffy friend!

Insurer: Trupanion Canada

By: Lisa-Gail

Useful
May 24, 2012

10/10 Embrace is the BEST!!!!!!!!!!

My adopted dog has her vets # on speed dial!!! Anytime Icall,the customer service is outstanding. I have been going to the same vet clinic for over 30 years, and on my recommendation they now Feature EMBRACE on the Insurance billboard.

Insurer: Embrace

By: Jacquelyne

Useful
May 24, 2012

Embrace gives me peace of mind!

I have two cats on Embrace and one is healthy as can be and the other has had a few surgeries. Thanks to Embrace I don't feel the financial burden of taking the best possible care of my babies! I have recommended the service to many friends and will continue to do so!

Insurer: Embrace

By: Valerie

Useful
May 23, 2012

My experience with ASPA Insurance

If I add the deductable plus the yearly fees, the reimburst amount is much lower than advertized, as in this claim, which cost me near 1000 dollars (including tests) before the procedure. I find that all the personal I spoke to very pleasant and comforing, and I am glad that I have joined, just for peace of mind. My dog Bijou had 2 teeth extracted, with abcesses, as a piece of cactus lodged in his gums, and caused his problems.

Insurer: ASPCA

By: Liliane

Useful
May 23, 2012

Love having Pet Insurance

I love having pet insurance because it's there when you need it. I love the new coverage because they reimburse you for wellness visits for new puppies prior to fullfilling the deductible. I've had ASPCA Pet Insurance for over 8 years and when one of my dogs needed a blood tranfusion...it really came in handy!

Insurer: ASPCA

By: Angie

Useful
May 23, 2012

Friendly

I keep a high deductible and carry this insurance against catastrophes, which have fortunately not materialized. It does encourage me to seek care early, though, and this has saved Ani some big problems, e.g. a kidney condition, which, left untreated might have damaged her health. Then there was the raisin eating incident. . . All in all, I'm pleased. Expensive, but so is veterinary care.

Insurer: Embrace

By: Mary

Useful

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