154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,927 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,780 reviews

4.9
Fetch

27,472 reviews

4.9
Pets Best

14,160 reviews

4.9
Trupanion

63,001 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

August 27, 2012

Couldn't be happier...

My dog, Kula, had surgery for a torn knee ligament at the beginning of August. I had submitted a claim for previous X-rays and treatment and was very pleased with the hassle-free processing of the claim and short turnaround period for my reimbursement. Little did I know that Healthy Paws would surpass all expectations with my next claim-- the charges for the surgery itself. I faxed the claim form with the invoice and the surgeon's notes on Wednesday, August 23rd and the next day I received an email with an Explanation of Benefits informing me that my reimbursement was being mailed shortly! The next day! What insurance company processes claims that fast?!? I was in shock. And then I got a very sweet email this morning from Jen (yes, a real person sending a personalized email) asking how Kula is doing after her surgery. I have had negative experiences with another pet insurance company and expected to deal with the same headaches no matter what company I was with. I fully expected to get hassles and delays in response to each claim filed. Instead, I get prompt attention and phenomenal customer service. Healthy Paws is a refreshing anomaly and I will refer them to everyone I speak with about pet insurance. Thank you for making an otherwise difficult and emotional process of having major surgery and after-care so much less stressful.

Insurer: Healthy Paws

By: Kerry

Useful
August 27, 2012

Awesome!

This is the second claim we have submitted to Healthy Paws for Abby. The first was for luxating patella on both legs. Both claims were handled in such a short time we were shocked. Customer service is great. You feel like a real person instead of a claim number. I have recommended Healthy Paws to friends and even complete strangers in the vets office. Really glad I researched before choosing Healthy Paws.I only wish our "human" insurance company could figure out how Healthy Paws does it!

Insurer: Healthy Paws

By: Sally

Useful
August 27, 2012

Healthy Paws is the insurance to get.

I was referred to Healthy Paws by a friend who absolutely loves it. Her dog was hit by a car (he's okay! Just a few bruises) and she said she was very happy with Healthy Paws and that she received her check back quickly. My mother and I did our research before committing to any insurance company and this one seemed to be the best one out there. My dog got sick only a few months after we registered. We were so glad to have this insurance when he got sick because we know how expensive hospital bills could get and it was definitely peace of mind knowing that it wasn't all coming out of our pockets. The staff that I have spoken with, whether through email or by phone (a different person every time), has been so helpful and friendly. Will recommend to anyone with a pet!

Insurer: Healthy Paws

By: Jessica

Useful
August 27, 2012

CCl Tear

I must say that Embrace is the best. They took longer than normal to pay which made me a little nervous but that was due to a new system they installed but payment was still received in time for my credit card bill. They paid exactly what I was excepting.

Insurer: Embrace

By: Diane

Useful
August 27, 2012

I love Trupanion

I rescued a wonderful 2 year old dog (Dee Dee) from an animal orphanage in September 2011 and carefully researched pet insurance plans before choosing Trupanion. In June 2012 my high energy, always happy dog became very lethargic. Testing revealed a diagnosis of diabetes and our world changed overnight. Dee Dee now receives an insulin shot twice a day, eats special dog food specific to her condition, and has blood work periodically to check her insulin level. If I did not have pet insurance, I would have had to return DD to the animal orphanage because I could not afford her medical care. Since the diagnosis, I've paid my $100 deductible and have been reimbursed 90% for DD's diagnostic testing, blood work, insulin, syringes and a portion of her food. Knowing that these expenses are reimbursable gives me peace of mind - getting pet insurance was a smart move and Trupanion was a great choice. The reimbursement process has been easy and fast. Their customer service representatives have been very helpful and always pleasant.

Insurer: Trupanion

By: John

Useful
August 27, 2012

I love Trupanion

I rescued a wonderful 2 year old dog (Dee Dee) from an animal orphanage in September 2011 and carefully researched pet insurance plans before choosing Trupanion. In June 2012 my high energy, always happy dog became very lethargic. Testing revealed a diagnosis of diabetes and our world changed overnight. Dee Dee now receives an insulin shot twice a day, eats special dog food specific to her condition, and has blood work periodically to check her insulin level. If I did not have pet insurance, I would have had to return DD to the animal orphanage because I could not afford her medical care. Since the diagnosis, I've paid my $100 deductible and have been reimbursed 90% for DD's diagnostic testing, blood work, insulin, syringes and a portion of her food. Knowing that these expenses are reimbursable gives me peace of mind - getting pet insurance was a smart move and Trupanion was a great choice. The reimbursement process has been easy and fast. Their customer service representatives have been very helpful and always pleasant.

Insurer: Trupanion Canada

By: John

Useful
August 27, 2012

Pretty Good

It seems like 90% coverage after deductible is a bit of a stretch. It ended up being about 60-65% but it was a fairly quick response.

Insurer: Trupanion

By: Scott

Useful
August 27, 2012

Pretty Good

It seems like 90% coverage after deductible is a bit of a stretch. It ended up being about 60-65% but it was a fairly quick response.

Insurer: Trupanion Canada

By: Scott

Useful
August 27, 2012

Great follow-up

Follow-up from initial claim was very fast. Excellent customer service by keeping me informed of progress of my claim.

Insurer: Trupanion

By: Jim

Useful
August 27, 2012

Great follow-up

Follow-up from initial claim was very fast. Excellent customer service by keeping me informed of progress of my claim.

Insurer: Trupanion Canada

By: Jim

Useful

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