154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,469 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,317 reviews

4.9
Healthy Paws

10,763 reviews

4.9
Fetch

27,446 reviews

4.9
Pets Best

14,145 reviews

4.9
Trupanion

62,983 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

August 23, 2012

excellent

We have a 2 year old lab ( big baby)who experienced lameness in both hind legs but the right was worse than the left. He recieved treatment for this for approximately Jan to May. He had to wear two stfle braces on his hind legs which were covered by trupanion to our amazement and they paid directly. These were approximately $2000. We paid our deductible and they paid 90% prior tax. He had these on until May when it was determined he would need to have a TPLO. We have had prior insurance with another pet and we were quite concerned that we would have a huge run around and then not have the payout. Again to our amazement and this was not the case. Trupanion paid the vet directly 90% and we paid 10% as we had already reached our deductable. Toby is now approx. 14 weeks post surgery and doing very well on his leg. Truapnion has been a blessing for us to be able to have our guy have the treatment he neeeded without worrying about if we could get this done now. The cost of the surgery was $4200.00. Our guy is home and happy and so are we knowing that Trupainon was there for us when we needed it. Thanks again guys for the job well done. I do recommend Trupanion to fellow pet owners as the one.Danielle

Insurer: Trupanion

By: Danielle

Useful
August 23, 2012

excellent

We have a 2 year old lab ( big baby)who experienced lameness in both hind legs but the right was worse than the left. He recieved treatment for this for approximately Jan to May. He had to wear two stfle braces on his hind legs which were covered by trupanion to our amazement and they paid directly. These were approximately $2000. We paid our deductible and they paid 90% prior tax. He had these on until May when it was determined he would need to have a TPLO. We have had prior insurance with another pet and we were quite concerned that we would have a huge run around and then not have the payout. Again to our amazement and this was not the case. Trupanion paid the vet directly 90% and we paid 10% as we had already reached our deductable. Toby is now approx. 14 weeks post surgery and doing very well on his leg. Truapnion has been a blessing for us to be able to have our guy have the treatment he neeeded without worrying about if we could get this done now. The cost of the surgery was $4200.00. Our guy is home and happy and so are we knowing that Trupainon was there for us when we needed it. Thanks again guys for the job well done. I do recommend Trupanion to fellow pet owners as the one.Danielle

Insurer: Trupanion Canada

By: Danielle

Useful
August 22, 2012

A breath of fresh air in the insurance world!

Embrace's claim explanations are timely, you keep the customer posted on the status and coverage is straightforward. I took out the insurance policy for my pets so that I would never hesitate to take them to the vet or authorize treatment. Embrace has lived up to its word and I tell all my friends about this company.

Insurer: Embrace

By: Abby

Useful
August 22, 2012

We're happy.

Our Lab was experiencing lameness in his front leg. The Vet took some time to send verification to Embrace, but we still received notification of the refund in three weeks. We are quite pleased with the folks at Embrace.

Insurer: Embrace

By: John

Useful
August 22, 2012

Quick & Efficient

The turnaround time on reimbursements is incredibly fast(a day or two)! If there is a problem or you have a question about your policy, they call you back on the phone and talk it through. All staff who I have talked to have been really nice and helpful.

Insurer: Pets Best

By: Bernadette

Useful
August 22, 2012

The Best As Usual

Augie, our yellow lab who just turned 3 years old, had eaten something and spent the day at the vet's office. Spent the next five days at home on a bread and water diet. The claim was submitted the next day (7/23/12) and we received payment directly into our account on 8/16/12. As I've mentioned in other reviews, we own a dog grooming shop and hand out pamphlets to our customers for Embrace insurance. We refer people at our dog park and at the dog beach. We couldn't be happier. Thank you Embrace!

Insurer: Embrace

By: Ilene

Useful
August 22, 2012

Glad we have it...

our lab had a trifecta of unrelated health issues in one week, GI issues, allergic reaction to an insect bite, and an eye infection. Claim was paid but wish I had coverage of prescription diets!

Insurer: ASPCA

By: Joie

Useful
August 22, 2012

Will Renew Policy Again and Again

Bear came into contact with something unknown an had a severe allergic reaction. Rushed him to hospital an treatment required a 2 day stay. Need less to say I wasnt worried about a bill with Embrace. Vet filled out paper work. I simply faxed it in. With in 24 hrs there was a response that my claim was being taken care of.

Insurer: Embrace

By: Middleton

Useful
August 21, 2012

Wonderful communication!

We just received our first reimbursement from Embrace. Our deductible is on the high side, so we don't generally meet it, but this year was an accident prone one for our little Sheltie puppy, Rocco. Nothing too serious, but little things that added up. We also have another Sheltie, Dante, with a pre-existing condition. For both of our dogs, we submit paperwork simply for record-keeping. Each time we contact Embrace, we are met with kindness, professionalism, and respect. And, the best part is that they are great communicators! I love that I get emails just to tell me that they are working on our file and that we can expect an update soon. I always know where things stand with Embrace, and I highly recommend them.

Insurer: Embrace

By: Lia

Useful
August 21, 2012

Prompt response to claim

Claim for removal of an embedded foreign eye object was promptly processed and nearly the entire amount was applied to my deductible.

Insurer: Embrace

By: lucille

Useful

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