154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,679 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,318 reviews

4.9
Healthy Paws

10,767 reviews

4.9
Fetch

27,453 reviews

4.9
Pets Best

14,149 reviews

4.9
Trupanion

62,992 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

September 30, 2012

Embrace is Outstanding!

Never a question. Prompt payment and they care. Laura Bennett , the President, called me when I asked a question about payment and then personally handled getting me reimbursement. I wish my health insurer was as good.

Insurer: Embrace

By: Mark

Useful
September 30, 2012

Good honest coverage but slow reimbursements

Embrace gives great coverage for a great price, and customer service is wonderful. They have been very slow on processing claims which has been somewhat frustrating. They apparently got new software back in the Spring but delays are still happening. Other than that, no complaints!

Insurer: Embrace

By: PT

Useful
September 30, 2012

Coverage I was hoping for

I have no complaints other than the time it takes to get the claim reviewed, but i think that is to be expected in the any kind of claims review.

Insurer: Embrace

By: Ian

Useful
September 29, 2012

I love getting reimbursed!

At the outset, I was a little wary about having to basically invest $1k/year on my dog in deductible and insurance cost. However, I'm really glad I did! Embrace has paid all the claims I've filed over the deductible amount. The only complaint I have is that this takes a few weeks. I do love that it comes straight into my bank account, though!

Insurer: Embrace

By: Biliana

Useful
September 29, 2012

MICROCHIPPING

I was very impressed with the ease of filing a claim. My vet's office did all the paperwork and very soon thereafter I received my check. I would definitely recommend Embrace to anyone.

Insurer: Embrace

By: Sandra

Useful
September 29, 2012

Fast reimbursement

Cannot say anything but great about Embrace's quick reimbursement for my both of my dogs' neutering bills. I am very happy with the Wellnes program!!!

Insurer: Embrace

By: Patricia

Useful
September 29, 2012

Awesome Insurance Co!

I read reviews and did research on several companies before deciding on Embrace. They have an easy claims submission procedure. They were fast in sending the checks and documentation is easy to follow. I HIGHLY recommend this company. I only my personal medical insurance were this straight forward!

Insurer: Embrace

By: Furry's

Useful
September 29, 2012

Amazing service

3 months after I enrolled in Healthy Paws, our beloved puppy Goober got hit by a car and badly fractured his front leg. The vet recommended surgery since the fracture was bad enough that without it the leg would not heal correctly. We were told the only reason not to get the surgery would be if we cannot afford it and without Healthy Paws, we definitely could not have. I was expecting the insurance process to be painful, but Healthy Paws reimbursed us for 90% of the costs and we only had to fax over some documents. The process was easy, fast, and very reliable. Recently, I received an email from Healthy Paws asking if I need a replacement for a check that was issued to us in May that we had never cashed (we misplaced it while moving this summer!). This, in my opinion, is as stellar as customer service gets. Healthy Paws definitely went above and beyond our expectations. Not only are their helpful and reliable, but they are also friendly, which is much appreciated!

Insurer: Healthy Paws

By: Basak

Useful
September 29, 2012

Easy to file a claim!

Easy to file a claim! Call center is very helpful . Processe was very expeedent .

Insurer: ASPCA

By: Chamone

Useful
September 29, 2012

Older Cats Not Eligible for Continuing Care Option

I had no idea this product did not offer continuing coverage for chronic conditions treated in the prior policy year. It was not discussed at the time of purchase and I only found out after I had cancelled my cats from Pets Best and signed up for ASPCA. This is just beyond the pale of business ethics. My cats had coverage (but no chronic conditions) under Pets Best but I was dissatisfied with Pets Best per incident deductible policy so switched to ASPCA. Now my cats with chronic conditions treated in 2012 will have preexisting conditions for other pet insurance policies. DO NOT PURCHASE ASPCA if YOUR PET IS NOT QUALIFIED FOR CONTINUING CARE POLICY. And ask if that policy expires at a certain age. The rep I just spoke to was so rude in telling me this was in my policy issued in 2011 (after I cancelled my Pets Best insurance) - like that helped after I had no option at that point. VERY DECEIVING business PRACTICE.

Insurer: ASPCA

By: Sarah

Useful

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