154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,927 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,780 reviews

4.9
Fetch

27,472 reviews

4.9
Pets Best

14,160 reviews

4.9
Trupanion

63,001 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

March 07, 2013

Great Coverage and Easy claims process

I was leary about purchasing pet insurance but after having an emergency with my boy over a weekend leaving me with a bill of over 1100.00 - I am now a believer....They handled the claim quickly and reimbursed me 90% of the expense minus my deductible. WTG Trupanion! You made a believer out of me!

Insurer: Trupanion

By: Lisa

Useful
March 07, 2013

Great Coverage and Easy claims process

I was leary about purchasing pet insurance but after having an emergency with my boy over a weekend leaving me with a bill of over 1100.00 - I am now a believer....They handled the claim quickly and reimbursed me 90% of the expense minus my deductible. WTG Trupanion! You made a believer out of me!

Insurer: Trupanion Canada

By: Lisa

Useful
March 07, 2013

grace

claims handled overnight. Friendly representatives.

Insurer: Trupanion

By: susan

Useful
March 07, 2013

grace

claims handled overnight. Friendly representatives.

Insurer: Trupanion Canada

By: susan

Useful
March 07, 2013

Disaster

The ASPCA health insurer has managed to pay only 11% of my dog's health costs over the five years of my policy. 11%! For example, they denied a claim for a set of xrays and an office visit when he injured his leg (partially torn ACL) because it was more than 180 days, and then denied the cost of his pain medication because the prescription was from a "prior policy period". Seriously, this insurer finds every possible way to reduce or deny claims. Why would you pay a premium to be reimbursed for only $146 out of $1291 in claims?

Insurer: ASPCA

By: Michael

Useful
March 07, 2013

Service is not hat it used to be

Claim emailed on 2/2 but not acknowledged until 2/11. Then had to wait 3 more weeks to get reimbursed. I received no email notice of benefits paid until I called and asked. You would not have gotten a 3 but the person who actually provided answers was very nice.

Insurer: Embrace

By: Michael

Useful
March 07, 2013

ASPCA Pet Insuranc has been a lifesaver

Since I am on a fixed income it has been imperative for me to be able to guarantee that my Cocker Spaniel, Pepper, has the medical care he needs. Since Pepper is eight and a half, he has developed age-related illnesses such as colitis and arthritis. Having ASPCA Pet Insurance has allowed me to provide the on-going medications Pepper needs to enjoy a good quality of life. All of my claims have been paid, according to my policy level, within a reasonable period of time.

Insurer: ASPCA

By: Eleanor

Useful
March 07, 2013

Very easy to submit claims. No hassle

While playing with another dog, she caught her paw in a wire fence at a park and broke 3 bones in left front foot. It took a long time to heal. There were several visits to the Vet.Not very happy with the Vet but the insurance had no questions on any of our claims.

Insurer: ASPCA

By: Kathleen

Useful
March 07, 2013

Positive Experience

I carry insurance on my pet just as I do on the rest of my family, as I consider my per part of my family. I realize it seems costly, however, I never want to have to make a life or death decision based on money. Embrace has been responsive and I have not had to agrue with them regarding coverage as with other insurance companies (not just pet) I appreciate the ease of filing and their in touch communication. I give them a 10 for doing what they say

Insurer: Embrace

By: susan

Useful
March 07, 2013

I LOVE Trupanion!!!

I bought 3 puppies 15 months ago -- In January 2013 -- one of my puppies started walking funny, would not play, would fall if they tried to jump on hind legs. She had luxating patellas. I saw my vet on Tuesday was referred to Specialty Hospital on Friday and had surgery Friday afternoon. I filed the claim a week later on Monday -- by Friday of the same week, the insurance company contacted me telling me how much was being paid on my claim. They were so quick and efficient. I have had pet insurance in the past with another company and they were not even close to the quality Trupanion is. I am so pleased with this company. Word of mouth is a powerful thing -- I am telling everybody about this insurance -- and I know several people have gotten insurance based on my good experience with this company.

Insurer: Trupanion Canada

By: Patsy

Useful

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