154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,927 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,780 reviews

4.9
Fetch

27,472 reviews

4.9
Pets Best

14,160 reviews

4.9
Trupanion

63,001 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

August 12, 2013

Good Service

When I was looking for insurance for my new puppy Molly, I couldn't find a plan for both illness and wellness -- except for Embrace. Fortunately I've only needed the wellness part so far. Reimbursements are quick and can be done on line. I'm very happy.

Insurer: Embrace

By: Loretta

Useful
August 12, 2013

Thank Goodness for HealthyPaws!!

We're so thankful we insured our puppy with HealthyPaws!

Insurer: Healthy Paws

By: Jeanne

Useful
August 12, 2013

Great response and concern for the pet

The response is prompt and only limited by vet who doesn't turn information in promptly. We have a deductible with 90% coverage for both dogs. When the insuranace company has a complete file, they have paid promptlly. We are awaiting resolution of our latest claim in the amount of $4000 which was created by a rare oral cancer on our 2 1/2 year old Golden Retreiver. By the way she is pronounced cured and we were able to go to the best oral surgeon in Northern California with no limitation.

Insurer: Healthy Paws

By: Walt

Useful
August 12, 2013

Horrible

Horrible! We got the cat insurance for our two cats, a month later our kitten got had a seizure on the floor and was diagnosed with epilepsy. None of our veterinarian bills were covered as they called it a preexisting condition.... Even the veterinarian wrote us a letter stating why she got epilepsy, which was due to a head injury a couple of weeks earlier (she was exploring and thought she was unstoppable when jumping down from a shelf). I am sure if she was diagnosed with epilepsy in the age of 1 year they would still call it a pre existing condition or find some way to slide out from paying our bills. Horrible experience. NEVER again!!!!

Insurer: Trupanion Canada

By: Sid

Useful
August 12, 2013

Claim for New Puppy

I recieved a free trial from my vet on June 24. I registered my approx 10 week old puppy right away.I am so glad I did. On Canada day (so of course my vet is closed) I had to take her to the emergency vet because she had been up ever hour, on the hour with vomiting and diarrhea. I took her in to the vet and they had to test for parvo (luckily negative), had to xray (to see if she ate something), and had to do tests to check for infections (required full 24 hours in the animal hospital). Prior to consenting to all the procedures we called Trupanion to confirm they had my registration on file. The woman I spoke to was very empathetic and faxed a claim form directly to the vet (even though I didn't have my policy number with me). After my puppy was released with her antibiotics I started on the claim. The online chat featured on the website made it quick and easy to understand what was required of me. The claim covered 90% of all eligible costs (so everything except taxes and the exam fee in this case). Trupanion was great about sending me email updates on the status of my claim. I am thoroughly impressed and recommend this insurance for anyone signing up a healthy puppy with no pre-existing conditions. I can't speak to rescue dogs/older animals but I will definitely be signing up any other new puppies I bring into my home. It is a fantastic feeling knowing that you can put money issues to the back of your mind and just focus on getting your puppy healthy. As with all insurance,

Insurer: Trupanion

By: Sarah

Useful
August 12, 2013

Claim for New Puppy

I recieved a free trial from my vet on June 24. I registered my approx 10 week old puppy right away.I am so glad I did. On Canada day (so of course my vet is closed) I had to take her to the emergency vet because she had been up ever hour, on the hour with vomiting and diarrhea. I took her in to the vet and they had to test for parvo (luckily negative), had to xray (to see if she ate something), and had to do tests to check for infections (required full 24 hours in the animal hospital). Prior to consenting to all the procedures we called Trupanion to confirm they had my registration on file. The woman I spoke to was very empathetic and faxed a claim form directly to the vet (even though I didn't have my policy number with me). After my puppy was released with her antibiotics I started on the claim. The online chat featured on the website made it quick and easy to understand what was required of me. The claim covered 90% of all eligible costs (so everything except taxes and the exam fee in this case). Trupanion was great about sending me email updates on the status of my claim. I am thoroughly impressed and recommend this insurance for anyone signing up a healthy puppy with no pre-existing conditions. I can't speak to rescue dogs/older animals but I will definitely be signing up any other new puppies I bring into my home. It is a fantastic feeling knowing that you can put money issues to the back of your mind and just focus on getting your puppy healthy. As with all insurance,

Insurer: Trupanion Canada

By: Sarah

Useful
August 11, 2013

Excellent Service

We had a sick kitty, very sick. Ate a pine needle and it almost killed him!. Had to take him to the emergency and to the vet the following day. Claims were sent to Healthy Paws and they reimbursed us right away. They held their end of the deal. I am very happy we have insurance as it would of costed us double the amount. I lived in the UK for years, they always have pet insurance, but in the US it is not so, not many have insurance. When we got our two little tykes, we debated whether to get insurance. A worker at Petco told me his cat swallowed the end of door stop. The cost to operate was 3000.00! He had insurance, their cost was a small fraction. That convinced me to get pet insurance, and it has payed off! Well worth it. Healthy Paws so far has proven to be excellent. Thank you Healthy Paws!

Insurer: Healthy Paws

By: Michael

Useful
August 11, 2013

Fast / Excellant care

We submitted our claim and within a couple days Trupanion had reviewed and processed our claim. Within a couple of days we had a payment on the way. We are very pleased with the care and customer service that Trupanion provides.

Insurer: Trupanion

By: Ann

Useful
August 11, 2013

Fast / Excellant care

We submitted our claim and within a couple days Trupanion had reviewed and processed our claim. Within a couple of days we had a payment on the way. We are very pleased with the care and customer service that Trupanion provides.

Insurer: Trupanion Canada

By: Ann

Useful
August 11, 2013

Embrace is very efficient and keep you updated.

My dog had surgery to repair a fractured leg and when I submitted the claim, Embrace quickly and efficiently responded. Even when they were busy processing other claims, they maintained constant communication with me and was able to process my claim within two weeks. I am very pleased with their services.

Insurer: Embrace

By: Jeff

Useful

Compare top pet insurance providers plans.