154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,927 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,787 reviews

4.9
Fetch

27,479 reviews

4.9
Pets Best

14,161 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

August 27, 2013

First Claim Submission

This is the first time I have had Pet Insurance so I didn't know what to expect. I submitted a claim for an office visit, x-rays and meds for my puppy after she started limping. The claim was handled professionally and quickly. The Embrace staff kept me advised by e-mail regularly on the status of the claim. When I submitted additional information for consideration, the claim was finalized within 24 hours! That's quicker than MY health insurance provider. Overall, an excellent experience! Thank you!!!

Insurer: Embrace

By: Linda

Useful
August 27, 2013

prompt claim payment

Submitted Wellness claims. Handled promptly and as expected per policy. Very pleased and staff is super responsive.

Insurer: Embrace

By: Julie

Useful
August 27, 2013

Basic Wellness Claim

I purchased this insurance to cover basic wellness needs and perhaps an occasional mishap. My first experience is turning out less advantageous than I eould have imagined. All the items on my receipt were for "wellness" however, I am only being reimbursed $159 out of the $186 I am due. What gives? Typical insurance companies will do anything to deny a claim.

Insurer: Embrace

By: Jon

Useful
August 27, 2013

Great service

My dog, Lucy, required extensive veterinarian care in May for an intestinal blockage. Lucy has a great vet, very skilled and also a great listener. In spite of this it took 4 days to diagnose the blockage because Lucy did not present with typical symptoms. On a Friday afternoon, close to closing time, the vet finally discovered a blockage in Lucy's intestine. She was transferred to an emergency hospital for surgery that night and received fantastic post surgery care until Saturday afternoon when she came home. I had 5 claims forms to submit, one for each day, Tuesday - Saturday's care. I submitted claims to Trupanion. Once again Trupanion's service was compassionate and quick. I had a few correspondances with Trupanion with questions I had and they were very caring throughtout the process. Payment was quick and covered 90% of all vet services claimed! I am very please I have Trupanion insurance for Lucy! It sure makes the requirement for good veterinary care a lot easier to provide. Thank you for your great service Trupanion.

Insurer: Trupanion

By: Lucy

Useful
August 27, 2013

Great service

My dog, Lucy, required extensive veterinarian care in May for an intestinal blockage. Lucy has a great vet, very skilled and also a great listener. In spite of this it took 4 days to diagnose the blockage because Lucy did not present with typical symptoms. On a Friday afternoon, close to closing time, the vet finally discovered a blockage in Lucy's intestine. She was transferred to an emergency hospital for surgery that night and received fantastic post surgery care until Saturday afternoon when she came home. I had 5 claims forms to submit, one for each day, Tuesday - Saturday's care. I submitted claims to Trupanion. Once again Trupanion's service was compassionate and quick. I had a few correspondances with Trupanion with questions I had and they were very caring throughtout the process. Payment was quick and covered 90% of all vet services claimed! I am very please I have Trupanion insurance for Lucy! It sure makes the requirement for good veterinary care a lot easier to provide. Thank you for your great service Trupanion.

Insurer: Trupanion Canada

By: Lucy

Useful
August 27, 2013

Great Service

I love Embrace for wellness as they can provide you coverage Day Of. I had another provider and was unaware they did not cover routine shots. I signed up with Embrace that day and it was covered. Fast payment and really friendly service. Highly recommend.

Insurer: Embrace

By: Lindsey

Useful
August 27, 2013

Awesome!

I have nothing but positive feedback for Embrace. My wellness claims have been reimbursed quickly and everyone has been responsive and friendly. Thanks!

Insurer: Embrace

By: Lisa

Useful
August 27, 2013

Stay Away!

This company is such a rip-off! Please stay away. I got this insurance knowing that at one point my puppy would need to be neutered. I paid every monthly payment on time, gladly. Then my puppy has his procedure and already at 7 months, apparently he has reached his max coverage and his neutering procedure is declined! Screw you, Embrace! Embrace this!!!! I gotta say, the turnaround time to decline the claim was amazing! I will be spreading this in the same amount of time, on every social network possible (Facebook, 500 friends! Tweeter, 1500 followers, LinkedIn, 600 connections)!

Insurer: Embrace

By: Reza

Useful
August 26, 2013

A truly excellent insurance company

Trupanion is completely excellent. They actually help us to process the claim in order to make it possible for us to concentrate on taking better care of our much loved cat. They have helped all of us (owners, veterinarians and hospital specialists) to have won a very tight race with the time to save our cat who is going to die within a few days if not for the excellent surgery.I really respect Trupanion Insurance and I just want to thank their staff for being so nice, friendly and caring.

Insurer: Trupanion

By: ZHIHUA

Useful
August 26, 2013

A truly excellent insurance company

Trupanion is completely excellent. They actually help us to process the claim in order to make it possible for us to concentrate on taking better care of our much loved cat. They have helped all of us (owners, veterinarians and hospital specialists) to have won a very tight race with the time to save our cat who is going to die within a few days if not for the excellent surgery.I really respect Trupanion Insurance and I just want to thank their staff for being so nice, friendly and caring.

Insurer: Trupanion Canada

By: ZHIHUA

Useful

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